Student Loans Financial Education Test

Student loan debt exceeds $1.6 trillion dollars. Share the student loans financial literacy test with college-bound students to ensure that they have the personal financial knowledge they need before they make borrowing decisions.

This test is a reality check for many teens and parents. It measures their capability to make responsible student loan decisions. The 12-question test covers student loan qualification, repayment, loan sources, and consequences of default. Debt-free college-bound students, college students considering loans, and indebted college students should take this exam.

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Student Loans Financial Education Test Score Summary

Average Score

59%

Percent Pass

34%

Percent Fail

66%

Additional Testing

Student Loans Financial Education Test

Take the Advanced Financial Education Test

This personal finance test asks more advanced questions and is focused solely on financial literacy topics. The test includes questions on loan payments, inflation, risk-based pricing, FICO scoring, loan qualification, and investments. This test is suitable for high school students and adults alike.

Student Loans Test

Take the Financial Foundation Decisions Test

This 8-question test was designed to establish whether a person possesses the knowledge to make entry-level financial decisions, including purchasing a car, renting a home, college affordability, credit cards, and loan terms and associated payments.

Take the National Financial Capability Test

This 30-question test measures knowledge of financial literacy and income generation (career & entrepreneurship). This test has broader questions that measure participants’ ability to earn money and manage their personal finances. Over 100,000 people – high school students through adults – have completed this test.

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