National Financial Capability Test
The National Financial Capability Test has had over 100,000 participants and has been featured in Forbes, Yahoo Finance, The Hill, CNBC, and other news outlets. The test measures one’s ability to earn, save, and grow their finances. Although the test is specifically designed for 15- to 18-year-olds, all ages are welcome to participate. View the complete results at the national financial literacy test page.
To access over 30 complimentary tests and surveys, visit the NFEC’s Financial Literacy Testing and Survey Center. The Testing & Survey Center was developed with 3 core objectives: providing resources for financial educators, offering tools for people interested in improving their financial knowledge, and giving the media up-to-date information about the current state of financial literacy.
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National Financial Capability Test Score Summary
Average Score
Percent Pass
Percent Fail
Why is Measuring Financial Literacy Important?
The NFEC conducts multiple financial literacy tests and gathers survey data toward achieving that goal. Several government entities and financial services organizations also collect data on the status of financial literacy.
In this document, we compare some of those results in an attempt to paint a comprehensive picture of the financial literacy situation across the country. We update our statistics annually, and data from other sources as often as they are refreshed.
Additional Testing
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