Financial Foundation Test

The National Financial Educators Councils Testing Center provides complimentary tests and results for individuals and organizations to measure their financial competencies.

The Financial Foundation Test measures participant’s ability to make financial decisions people face when they first move out on their own. This test 8 question test was designed to establish if the participant possesses the knowledge to make entry level financial decisions, including: purchasing a car, renting a home, college affordability, credit cards, loan terms and associate payments measure the participant’s financial capabilities on basic financial topics.

About the NFEC

The NFEC is an IRS recognized Benefits Corporation whose mission is focused on providing quality financial education programming, certification for financial education instructors and our social impact focused enterprise has supported the development of thousands of programs over the last decade.

Take the Test or Scroll Down to See Results

If you cannot see the test below, please click here. Test will open in a new window.

Financial Foundation Test Score Summary

Average Score


Percent Pass


Percent Fail


Please note that the average score for 15-18 year olds during 2019 was 63.36%

Additional Testing

Financial Foundation Test

Related Surveys

You may be also interested in these financial education tests & surveys:

Financial Future Survey

Parenting & Financial Education Survey