Financial Literacy Advocate

Saul Calderon is a distinguished leader in the financial services industry, known for his innovative approach to enhancing financial inclusion and literacy through the strategic application of technology and artificial intelligence. With a robust career spanning various high-impact roles. Throughout his career, Saul has been at the forefront of integrating cutting-edge technologies to address the complex social challenges like financial illiteracy and financial inclusion, particularly within vulnerable Hispanic communities.

As a visionary in the application of AI and advanced analytics, Saul has pioneered digital transformation initiatives that have revolutionized the way financial services are delivered. His efforts have led to the development of innovative platforms and solutions that enhance customer engagement, streamline operations, and provide tailored financial education to diverse communities. Saul’s dedication to financial inclusion is matched by his expertise in creating scalable, tech-driven models that bridge the gap between traditional financial services and the digital future. His initiatives have been instrumental in reducing financial disparities and fostering economic empowerment for those who need it most.

Saul is an Electronic and Communications Engineer, graduated from the Technological Institute and Superior Studies of Monterrey. He holds a Master’s Degree in Data Science from The International University of la Rioja and completed the Business and Industry program at the Harvard Business School.

Saul has been at the forefront of integrating technology and artificial intelligence to empower individuals to make informed financial decisions. His work is characterized by a visionary approach that blends cutting-edge AI solutions with a profound understanding of the unique challenges faced by underserved populations.

As the founder of AIKOS Decision Support Systems LLC, Saul is creating a platform that leverages AI-driven insights to provide tailored financial guidance, helping individuals navigate complex financial landscapes. His work not only addresses immediate financial challenges but also fosters long-term financial wellness, contributing to greater economic empowerment for Hispanic communities across the United States. Saul’s ability to infuse technology with financial education has positioned him as a leader in the movement toward inclusive financial literacy, driving meaningful change and creating opportunities for those who need it most.

Saul is a member of the NFEC’s Personal Finance Speakers Association, and his dedication to financial education is further exemplified by his achievement of the Certified Financial Education Instructor® (CFEI®) designation from the National Financial Educators Council.

Saul was quoted by a prominent Mexican journal, El Financiero (in alliance with Bloomberg), where he highlighted how technology, particularly AI, is being used to help people pay off outstanding debt. Link to the article: https://www-elfinanciero-com-mx.translate.goog/monterrey/2024/07/29/reduciran-morosidad-con-cobrador-cuasi-humano/?outputType=amp&_x_tr_sl=auto&_x_tr_tl=en&_x_tr_hl=es-419

Saul was invited as a webinar speaker at OpenFinance 2025, the largest Mexican event focused on the Fintech industry. During the conference, Saul highlighted that the missing element in financial inclusion is financial education and explained how technology, like AI and automation, can help mitigate financial illiteracy. Link to the web conference (in Spanish): https://www.linkedin.com/events/revoluci-nfintech-aiyautomatiza7214698188597800960/theater/

In his current endeavors, Saul continues to harness the power of technology to mitigate financial illiteracy, ensuring that financial education is accessible to all. His work is not just about providing services but about transforming lives, making him a key figure in the ongoing evolution of the financial services landscape.