Michael Garcia
Financial Services Professional & Financial Literacy Advocate
Personal Notes
I have worked in the financial services industry for 15 years and my personal mission is to increase financial knowledge in underserved communities. I work directly with community leaders, schools, and non-profit organizations to determine their programs financial literacy needs. I have lived through and learned from multiple financial crises and remain concerned that many consumers remain inadequately prepared to manage their finances. I believe that my professional experience in financial services will give our communities the information and knowledge base needed to combat gaps in our academic system. With touchpoints on information ranging from the basics of assets and liabilities to the more complex cases of predatory lending and interest accrual, I look forward to helping bridge the gap between the idea of money and providing the actual tools needed for stronger personal monetary decision making.
Bio
Mr. Michael Garcia is the Founder and President of QBA Cares Inc., a community driven, non-profit organization dedicated to assisting NYC residents master financial literacy. He is a successful finance professional, recognized mentor to the Bronx community, and an NFEC Certified Financial Education Instructor. He is an advocate of financial literacy and a committed community partner for upcoming youth and young adults in his neighborhood. Michael obtained his Bachelor’s degree from St. John’s University in Sports Management and completed his Masters of Business Administration in Finance from Iona University. His own life experiences, academic education, failures, and triumphs have propelled his passion as a mentor for financial literacy. His aim is to teach practical financial skills, uncomplicate the banking system, and help others establish an improved personal relationship with money. His goal is to unravel the complex psychology of money through programs based around escaping a scarcity mindset and embracing an approach centered on abundance and quality financial decision making. Michael’s passion and community relationship building have allowed him the opportunity to educate and guide both youth and adults toward removing the stigma of financial education. Michael has been described by students as energetic, engaging, and knowledgeable. He is able to identify and relate well as he is still a contributing member of his community and has a first hand glimpse into the pulse of their concerns, struggles, and fears regarding financial literacy. It is Michael’s intention to help place underserved community members in charge of their fiscal future through positive decision making and financial goal setting.
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