John Cardillo
Financial Literacy Advocate

Personal Notes
I’m a retired senior IT executive with a passion for assisting others with financial literacy. I have an ability to help people with basic financial issues like budgeting, planning, and insurance decisions. By applying these principles personally, I was able to retire early. I’m excited to help individuals in all stages of their financial journeys to achieve their goals and most importantly, understand how to get there.
Bio
John Cardillo is a retired senior information technology (IT) executive with deep expertise in client management, delivery operations and financial management. Throughout his 40-year career, he concisely communicated issues, opportunities and action plans to C level clients and executive leadership teams. He has extensive experience in people management, including coaching and mentoring, as well as contract management and financial planning. John has worked with major clients such as Coca-Cola, Carnival Cruise Lines, AT&T and the State of Georgia. One of his guiding principles to problem solving and communication is to ‘focus on the basics’, a concept that can be applied to any situation.
In an informal capacity, John has imparted financial wisdom to many individuals in his life. Working with professional financial investors personally, he has developed a deep understanding of the various components and how to concisely explain the pros and cons of each approach. Notably, he has also guided his three adult children through several milestone steps, including budgeting, retirement set up, car and home purchases, tax declarations, and investment portfolios.
John is excited about his next chapter as an NFEC Certified Financial Education Instructor and is eager to leverage his extensive IT and financial expertise to help individuals navigate their financial futures. With a commitment to clear, practical advice and a proven track record of success, he is dedicated to empowering others with the knowledge and confidence to make informed financial decisions.

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