Derek Cossettini
Financial Literacy Advocate
Personal Notes
As a young adult, I understand firsthand the financial traps and pitfalls that people our age often encounter. In the journey to becoming confident, self-reliant adults, it’s easy to make short-sighted financial decisions that can have long-lasting consequences—leaving us in debt, stressed, and unsure of how to move forward. But it’s this very challenge that fuels my passion.
As a Certified Financial Education Instructor℠ (CFEI), I’m dedicated to empowering my peers to take control of their financial futures. Through ongoing learning in an engaging and relatable way, I aim to help us all set a course toward financial freedom, leading to happier, healthier lives.
Bio
Derek Cossettini is an NFEC Certified Financial Education Instructor℠ and one of the youngest individuals to successfully complete the program and receive this certification. He was the first recipient of a scholarship from the National Financial Educators Council, awarded for his work in identifying the root causes of youth financial instability and its impact on lifelong financial habits. Derek is also the Chief Executive Officer and founder of Wealth Journey Academy, an online academy dedicated to helping people achieve financial freedom through in-depth education and ongoing application of learning. He empowers individuals to take advantage of the opportunities available in the 21st century through lessons, interactive activities, quizzes, and a vibrant online community. Currently, Derek is studying quantitative finance at the Faculté des Sciences de l’Administration at Université Laval in Quebec City, Canada. Fluent in both English and French, he is also learning Portuguese, the language of his mother’s heritage. Derek’s mission is to inspire and equip others to navigate the complexities of modern finance and build a secure and prosperous future.
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