Bernette Sherman
Financial Services Professional & Financial Literacy Advocate
Personal Notes
How does a girl from a small South Carolina town, raised in low-income housing, achieve a dream life? Ten-year-old me would have scoffed at the very idea. Twenty-year-old me, though secretly harboring that dream, would have nervously laughed, unsure of how it could ever become reality.
My early understanding of money was limited to the constant struggle of budgeting to stretch every dollar, even if I wasn’t always successful. After college, my financial knowledge barely extended beyond getting paid and paying bills.
I made my share of mistakes: tanked credit, accumulated debt, and navigated a relationship with an equally financially irresponsible ex-husband. But I eventually began to rebuild my life, starting with leaving that toxic marriage.
Now, remarried with one child in college and one at home, my husband of twenty years and I have learned to be financially responsible and build wealth. We’re living the life our parents sacrificed for, and I’m passionate about helping others achieve their dreams and create generational wealth.
Bio
Bernette Sherman is an NFEC Certified Financial Education Instructor℠ and the Founder of Arise Private Capital, LLC, a private lending and investment company. Through Arise Private Capital, she operates The Money Mojo Mentor, a service-oriented offering designed to empower individuals with practical money skills and mindset principles.
As The Money Mojo Mentor, Bernette focuses on helping working adults budget, save, eliminate debt, generate additional income, and repair credit, so they can get their money right, dream again, and create financial freedom.
Drawing on her personal experiences, research, and education, she provides programs, learning opportunities, and mentorship in these vital areas.
Bernette is a first-generation four-year college graduate who has called the metro Atlanta area home since coming for college over three decades ago. She holds a Bachelor of Business Administration in Management and a Master of Public Administration, with a focus in Policy Analysis and Evaluation from Georgia State University.
Bernette has a strong commitment to philanthropy and women’s issues, having served on the administrative team for the Philanthropic Collaborative for a Healthy Georgia, as a founding member of the Atlanta Women’s Foundation’s Destiny Fund, and through her support of arts and women’s organizations. She has also established a donor fund with her family to create a philanthropic legacy.
Beyond her financial and philanthropic work, Bernette is the author of over thirteen fiction and nonfiction books, has produced two plays, and does live events under her company Mount Hope Media, LLC. She is also a former Mrs. Cobb County-GA-USA, Miss Black International, and Miss Black Georgia.
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