Financial Services Professional & Financial Literacy Advocate

Financial Literacy Enthusiast

At the tender age of 12, Andreena decided what she did not want to do with her life. She decided that she would “never find herself in the same financial condition as her parents.” So, she pursued a career path that she thought would pay well and keep her living above the “just surviving” level of existence. But, she quickly learned that financial literacy courses were quite elusive. There were no courses to take in school, no easy-to-access consolidated source of financial wellness information, or people with personal financial success that she could learn from. Yet, drawing on the passion birthed from growing up with very few resources and determined to create a life for herself and her family that was both spiritually and financially strong, Andreena redirected her quest to focus on mastering finance, servicing her community, and teaching financial literacy. Now, serving others by teaching financial literacy, with a focus on wealth creation and generational wealth transfer strategies, is how she derives the most joy and fulfillment from her life’s work.

Andreena earned an Engineering Science degree in 1994 and a Finance degree in 2004. She’s been a licensed Financial Services Professional since 1985, currently licensed in the areas of Securities and Insurance. She also earned the Chartered Retirement Planning Counselor (CRPC), Chartered Financial Counselor (ChFC), NFEC Certified Financial Education Instructor (CFEI), professional designations, and is in the process of completing the NFEC Certified Financial Education Consultant (CFEC) designation.

Because she is a firm believer in the idea that “knowledge is power but only if it is properly applied,” Andreena is always working on honing her skill sets and mastering her craft. Learning is for a lifetime. To share knowledge, Andreena offers and presents multiple paid and free financial literacy seminars each month. She has been a key contributor in the development and launch of an online university that focuses specifically on financial literacy. Her mission is simply to build financially capable families and communities, by teaching all who are willing to learn, how to reap powerful benefits from the practical application of financial literacy knowledge.

Andreena began her career as a financial services professional over 30 years ago, when she joined Traveler’s Insurance (formerly known as A.L. Williams) as an independent agent. Since then, she has held prominent positions with industry leaders, such as Wachovia Securities, CUNA Securities Brokerage Services and Nationwide Life Insurance Co. Andreena is regarded by her clients and colleagues as a valued resource, community linchpin, trusted advisor, and subject matter expert. She is known for her integrity and for being charitable to a fault. Andreena has been honored and recognized by her peers with the Woman of Distinction, Top of the Pyramid, and the Medallion awards (for 4 consecutive years).

Andreena’s goal, as a Financial Education Counselor and Licensed Financial Professional, is to guide her clients, individuals and small to midsized businesses, with exceptional clarity through unanticipated financial challenges, into wealth accumulation and family legacy building. She has worked as a Financial Securities Advisor in the financial services industry for nearly 30 years. She is currently the Chief Executive Officer and Senior Advisor for Allegiance Advisory Network, the parent company to Allegiance Insurance Solutions and Flow Financial Education Services companies. In preparation for above average growth expectations for Allegiance, Andreena recently changed her practice from a location-centered enterprise to an internet-based institution. Now, Allegiance has expanded its footprint to include, millions of people, every person with access to the internet.

The financial wisdom that engenders high quality advice often flows from collective experience. The service model of Allegiance Advisory Network is built based in a team approach. Andreena has built a team of professionals who together operate with the same enthusiasm about changing the current state of Financial Literacy in this country and around the world.