Financial Services Professional & Financial Literacy Advocate

I am a financial services professional with experience in banking and finance that spans more than 10 years. My career so far has enabled me to observe people from various walks of life struggle to make wise decisions when it comes to their finances. I am a huge advocate for the notion that everyone is risk taker and I believe obtaining effective financial education and applying the learning in your personal life is the secret sauce to achieving the goals and dreams you want for your life.

When it comes to financial decision making, I have made a lot of mistakes, done stupid things, and acted before thinking than I care to recall. I took risks in many cases rather carelessly and have had to deal with the consequences of poor decision making and poor risk management in the making of key decisions in my life especially in the area of finances. \nI woke up to the folly of my poor decisions only in my late 20’s and realized I could have been so much closer to my life goals had I known how to manage the processes that lead to making important decisions and putting risk management strategies into action to assist in improving my chances of success and financial stability.

Although I have seen reasonable success in my life, it had to come via a circuitous route and I am still progressing towards my biggest financial achievements yet but, so far, I have learnt many important lessons that I would like to share as a financial educator so as to assist anyone who may come across times where they have to figure out the best financial decisions for their lives.

I was born and raised in the dusty streets of a populous township in Harare, Zimbabwe. Yeah, you’ve heard of that country. Does one million percent inflation ring a bell for you? At some point we were millionaires and billionaires but could barely afford a loaf of bread. I come from humble beginnings. No silver spoon in my mouth. I get that you don’t know me that well yet. Usually when you have a background like mine, you are not given much of a chance. But I have lived this one truth that has transformed my life forever: The battle for success is an internal battle. Great things always begin from your inside. That is why I fell in love with learning expert, Jim Kwik’s saying the first time I saw it; “If an egg is broken from outside force, life ends, but if it is broken from inside, life begins.” Failure to understand this is the reason one can be sitting on a treasure but be treating it like trash. I have discovered an intensity and passion that has led me through a journey of self-discovery, adventure, conquering doubt, fear, and many limiting beliefs to establish myself as a Certified Accountant (ACCA-UK). I hold a Masters Degree in Financial Services Management and I am an NFEC Certified Financial Education Instructor (CFEI). I am also the author ‘Take A Chance and Win’, a guide to risk management for personal decision making. I currently live in the Indian Ocean Island of Seychelles where I use my time to teach life principles, leadership and risk management (including personal and small business financial education). I am also a certified John Maxwell Leadership speaker and coach.

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