Justin Aruz

Financial Services Professional & Financial Literacy Advocate

Personal Notes

An investment in knowledge pays the best interest! So why not invest in becoming financially literate? I was raised in a community where being financially literate was the furthest thing from my mind. We just were trying to survive. The true definition of the phrase would not cross my path for the first 30 years of my life. Society, your community, and schools, teach you how to work for money but never tell you what to do with that earned income. This is why I felt it was important to start teaching students in the inner city about becoming financially literate. I also felt it was important to educate them on some of the financial challenges they are going to face. It is essential for them to understand and address the economic issues that disproportionately affect their demographics due to systemic policies. You are your own asset. As cliché as it is, knowledge is power. Investing in learning about financial literacy is the greatest thing you can do for you and your future. This is my goal to spread knowledge and awareness to the communities I know and love.

Bio

Certified Financial Education Instructor. Justin is also Co-CEO of Aruz Prep, LLC, a tutoring business that educates students on Financial Literacy, Investing, Math and Science. As a dual-certified teacher in General Education and Special Education, Justin has been teaching for over 15 years. He has successfully implemented a Financial Literacy program that caters to the needs of the youth (specifically minority males) in the inner city. Teaching in Brooklyn, NY, the same area he was raised and attended schools, has given him the experience and empathy needed to teach financial literacy in the inner city. He aims to teach fundamental financial concepts such as budgeting, saving, investing and understanding the value of money. By providing practical examples and relatable exercises, he demonstrates how these concepts apply to the daily lives of his students. Due to his teaching background, he is able to develop critical thinking skills by presenting real-world financial scenarios for students to analyze and make informed decisions. Justin encourages discussions and debates about financial choices and their potential consequences. This unique curriculum he has developed also teaches about social and economic inequalities, and their impact on financial opportunities. Overall, Justin helps encourage students to think critically about these issues and empowers them to advocate for change for themselves and their community.

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