Chris Rinker
Certified Personal Financial Wellness Consultant
Financial Coaching & Counseling Professional Dedicated to Helping You Work Toward Your Financial Goals
Personal Notes
Hello, and thank you for stopping by. My name is Chris Rinker, and I am passionate about empowering people to reclaim their financial freedom and rewrite their money story. Like most people, my financial background was far from perfect. At 22, I took out a consolidation loan to pay off multiple credit cards, only to find myself re-entangled in the matrix of credit card debt, trapped by the very habits, behavior and consumer conditioning that led me there in the first place. I have also dealt with a low savings account to the point of borrowing money from my family to pay bills. After confronting these struggles, I committed myself to learning financial literacy and changing my habits, which enabled me to regain control of my finances and build a foundation of lasting financial freedom. One of the wonderful things I have learned about personal finance is that we can become successful with money despite our past mistakes. Once we begin to build financial literacy and understand how our behaviors impact our decisions, we gain the power to turn things around. I am excited to help you with your financial journey and to show you how.
Bio
Chris Rinker became an NFEC Certified Personal Finance Wellness Consultant℠: Financial Coach and Certified Financial Education Instructor℠ after experiencing and witnessing firsthand how our education system overlooks the value of financial literacy. Chris’s mission is to help people in his community strive for positive financial well-being and create that “aha” moment by utilizing his budgeting and problem-solving skills while being empathetic and respectful to his clients.
Chris firmly believes that financial education is essential for individuals of all ages, backgrounds, and socioeconomic levels. A systems thinker at heart, he brings a strategic lens to coaching, helping clients recognize how behaviors, beliefs, and financial habits are interconnected. His approach often involves pattern recognition and root cause analysis, guiding individuals to identify what’s truly driving their financial challenges and how to address them sustainably. Having discovered financial literacy later in life, he is deeply committed to helping others break free from the paycheck-to-paycheck cycle and build a more secure financial future for themselves and their families.
Chris has a bachelor’s degree in finance and supply chain management from the Kelley School of Business. Alongside his role in quality assurance, he leads Budgeting Mindset, a financial coaching service that helps clients develop smart budgeting strategies and achieve lasting financial well-being.