Community Champion: Dr. Kimberly Derezil
Helping individuals and families achieve sustainable financial well-being and security is central to Dr. Kimberly Derezil’s purpose. Across her career and personal endeavors alike, she leverages insights gained from both her own experiences and those of her patients/clients, turning those lessons into high-impact initiatives. Her efforts are driven by a desire to form a bridge between physical and financial health across Pennsylvania, providing people with access to critical financial knowledge, resources, and support systems that can help them build stronger futures.
In her role as a Community Champion, Dr. Kimberly Derezil exemplifies a mission that mirrors the financial wellness vision of the National Financial Educators Council. She is deeply committed to mentoring and guiding others along their path to financial independence, bringing authenticity, passion, and an approachable demeanor to every interaction. Her work highlights a fundamental belief: collective effort and shared purpose can create meaningful, lasting transformation.
Personal Statement
My name is Dr. Kimberly Derezil and I’m a double board-certified physician, menopause specialist, and wealth manager. I have spent over a decade in clinical practice, but the work I’m most passionate about lives in a space most people don’t even know exists – the intersection of women’s health and financial wellness. Through my platform Meno & Money, I help high-performing women understand how midlife health transitions cost them, in their careers, their savings, and their long-term wealth.
A few years ago, I turned down a contract. I wanted it. I was qualified. But perimenopause had quietly rewired the way I thought, the way I trusted myself. I chalked it up to stress. Too many plates in the air. Turns out, it was perimenopause. By the time I figured that out, the contract was long gone. When I sat down and did the math on what walking away had cost me long term, the number stopped me cold. The cause was clinical. And not a single person in my life – not my doctor, not my financial advisor – had connected those two things. I get it; because that’s not how either profession is set up.
That moment changed everything for me.
If this was happening to me, someone with medical and financial credentials, I knew it was happening to women who had far less access to the information. I thought about my patients.
The teacher who had gone quiet in meetings. The account manager who watched a promotion go to someone else. The business owner who second-guessed every decision during a transition nobody had ever explained to her. These women were losing money, steadily and without knowing why. I got obsessed with the connection between health and wealth. Instead of waiting for someone else to figure it out, I became the person I needed. I named the problem: the Menopause Tax™. I built a framework around it. And I turned it into the work I do every day.he teacher who had gone quiet in meetings. The account manager who watched a promotion go to someone else. The business owner who second-guessed every decision during a transition nobody had ever explained to her. These women were losing money, steadily and without knowing why. I got obsessed with the connection between health and wealth. Instead of waiting for someone else to figure it out, I became the person I needed. I named the problem: the Menopause Tax™. I built a framework around it. And I turned it into the work I do every day.
Being part of the National Financial Educators Council (NFEC) campaign in Pennsylvania has given me the chance to bring this work home. These are my neighbors. This campaign lets me do what I was already built to do – reach the women in my community with financial wellness education that includes the full picture. Every workshop, every conversation, every woman who finally understands what’s been happening and what she can do about it – that’s why I’m here. I wish I could go back and hand myself this information before I lost that contract. I can’t. But I can make sure the women in my community don’t pay the same price I did.
Community Champion: Dr. Kimberly Derezil
Dr. Kimberly Derezil has demonstrated an unwavering commitment to advancing financial well-being, drawing on her years of experience as a physician and wealth manager and her dedicated service on the Pennsylvania Financial Educators Council Advisory Board. The PFEC continues to be motivated by her leadership and her deep engagement with communities across the Keystone State.
Because of Dr. Derezil’s generosity, we are better equipped to champion financial literacy and expand access to financial wellness tools that strengthen communities throughout Pennsylvania. The Pennsylvania Council offers her our sincere appreciation.
