Community Champion Organization
Personal Finance Expert RAM Educational Business Solutions
Dr. Brenda Oldham’s organization, RAM Educational Business Solutions, has a business model that was designed to empower underserved communities with essential tools for financial independence. Through interactive workshops, local partnerships, and user-friendly programs, this community champion organization encourages individuals to take control of their financial futures by breaking down barriers to access.
Taking an approach rooted in the principles of diversity, equity, and inclusion, RAM Educational Business Solutions spreads greater financial wellness across the state of Michigan and beyond. Its outreach initiatives bring financial education to the heart of underserved communities, ensuring that greater financial health is available to all.

Company History
Led by Dr. Brenda Oldham, the team of financial educators and community advocates at Personal Finance Expert RAM Educational Business Solutions brings a wealth of experience in both financial literacy and community engagement. The organization is dedicated to making complex financial concepts accessible and understandable for everyone.
RAM Educational Business Solutions works closely with community organizations, schools, and businesses to develop programs that truly meet the needs of the people they serve. The organization believes that together, we can create sustainable change that uplifts communities. They understand the unique challenges faced by underserved communities and are committed to creating inclusive financial education programs that empower all individuals.
Through their efforts, organizations can empower whole teams with financial wellness programs that foster productivity, engagement, and equity in the workplace.
RAM Educational Business Solutions believes that investing in employee financial wellness leads to a more productive and engaged workforce. They offer tailored programs that help employees understand their financial options, reduce stress, and plan for their futures. This strategy aligns with organizations’ DEI goals by ensuring that all employees have equal access to financial resources.
Today, many people live paycheck to paycheck. The best way for people to improve their finances is to invest in themselves through reading and understanding. The book “Grandma (Nana) Piggy Bank Money-saving Tips” by Dr. Brenda Oldham of RAM Educational Business Solutions gives an understanding of various finance concepts such as banking, budgeting, handling debt and credit, and investing.

Community Service Gratitude for Personal Finance Expert RAM Educational Business Solutions
Through the generous support of RAM Educational Business Solutions, the Michigan Financial Educators Council becomes better able to move forward toward its financial wellness objectives. The donations of resources and materials, along with Dr. Oldham’s contributions to the MFEC Advisory Board, empower us to expand services and programs to help more Michigan in need of personal finance education.
Dr. Oldham’s initiatives are centered not only around the principles of diversity, equity, and inclusion; but also on empowerment, sustainability, and resilience. She demonstrates these qualities every day through her dedication to Michigan communities.



