Advisory Board Member Lottia Fredo
Texas Financial Educators Council
Advisory Board Member Lottia Fredo was named to a seat on the Texas Financial Educators Council (TFEC) board as a result of her more than 20 years of experience in higher education at public, private, and proprietary colleges and her proven commitment to the financial wellness movement. Previously Fredo was Director of the Financial Literacy Program at Southern Methodist University (SMU) in Dallas; she is currently Financial Wellness Chair for the Coalition of Higher Education Assistance Organizations (COHEAO). In 2017 she founded her current nonprofit organization – Relay: Heroes Today, Leaders Tomorrow – based in the Dallas/Fort Worth (DFW) Metropolitan area. This organization states its mission as enhancing opportunities for individuals and families to achieve financial responsibility and educational success. They accomplish that goal by working to empower students in financial literacy, college readiness, and scholarships.
In addition to her work in higher education and financial literacy, Lottia also is an ordained pastor, ministering particularly to children and youth. She exhibits an empathy and enthusiasm for empowering upcoming generations throughout the classroom, church, and community. In her spare time she enjoys spending time with family, traveling, and volunteering. Fredo’s background and reputation highlight her strong alignment with the goals and mission of the National Financial Educators Council, the TFEC’s parent body. The Texas Council anticipates a productive long-term relationship with Lottia Fredo as we work together to advance the financial wellness cause.
Innovator and Advocate for Educational and Financial Success: Lottia Fredo
For Lottia Fredo, dedicating her career to helping students and families achieve educational and financial success comes naturally from her own experience as a first-generation college student. With over 20 years in higher education and as Regional Director of Financial Aid, Fredo is uniquely positioned to guide students through the complex financial landscape of college while empowering families to make informed decisions.
In 2017, she founded Relay: Heroes Today, Leaders Tomorrow, a nonprofit based in the DFW Metroplex, to expand outreach and impact. Through programs like the Financial Literacy (FINLIT) Summit and the 250 Momentum Campaign, she equips thousands of families with practical tools to strengthen financial literacy, overcome systemic barriers, and build stronger communities.
Fredo’s combination of personal experience, higher education expertise, and commitment to financial wellness makes her a trusted advisor and advocate. She focuses not only on helping students succeed academically but also on empowering families to create lasting financial stability, turning today’s challenges into tomorrow’s opportunities.
Texas Financial Educators Council Board Details
The Texas Financial Educators Council Advisory Board Members drive our push to build sustainable, scalable economic empowerment programs that have impact on people’s lives at the community level. Our Advisory Board Members share their knowledge and expertise to guide financial wellness programs and donations to community members.
Our Board Members are professionals who have successfully passed a rigorous selection process and have proven their commitment to supporting the growth of sustainable financial wellness programming in their communities. Board members possess these traits:
Enthusiasm
A true sense of enthusiasm and passion for improving financial wellness, promoting the financial literacy cause, and making communities and individuals stronger through financial education and empowerment.
Involvement
Organizations and individuals who have time available to commit toward financial wellness efforts and to participate actively in Board communications.
Principles
Individuals selected to the Advisory Board are dedicated to serving their communities and have strong reputations for integrity, ethics, and honesty in their respective professional arenas.
