Advisory Board Member J.M. (Jack) Towarnicky
Ohio Financial Educators Council
J.M. (Jack) Towarnicky has more than 40 years of professional experience – 31 years in HR/Benefits plan sponsor and plan fiduciary leadership roles at four different Fortune 500 companies; plus more than a decade as a compliance and consulting attorney. Jack has higher education teaching experience at Duquesne, Ohio State, and Franklin Universities and has served as an instructor for the Certified Employee Benefits Specialist (CEBS) and Certified Plan Sponsor Professional (CPSP™) designations. He brings this rich experiential background to bear for his contributions to the Ohio Financial Educators Council’s Advisory Board.
Advisory Board Member J.M. (Jack) Towarnicky received individual national recognition in 2021 as 401(k) Champion and his team was presented with the Platinum Award from the National Business Group on Health (NBGH) “Best Employers for Healthy Lifestyles®” program in 2010.

Highly-valued Experience and Background: Jack Towarnicky
Towarnicky received his LLM degree with honors in Employee Benefits from the John Marshall Law School in Chicago, IL; his JD from the South Texas College of Law in Houston, TX; his MBA and BBA in Economics from Cleveland State University in Cleveland, OH; and holds designation as a Certified Employee Benefits Specialist (CEBS).
Jack’s experience as director, member, and trustee on professional boards has included the Department of Labor’s EBSA and ERISA Advisory Council; the Presbyterian Church USA Board of Pensions; World at Work; Council on Employee Benefits; American Benefits Council; and the International Foundation of Employee Benefit Plans, Corporate Board. This substantial list of accomplishments makes him a highly-valued member of the Ohio Advisory Board.
Ohio Financial Educators Council Details
Selected members of the Ohio Financial Educators Council Advisory Board are individuals who support us in our commitment to widely spread financial wellness resources across the state of Ohio. They share our goal to donate financial wellness programming at the community level in initiatives that can be sustained and taken to scale.
Board Members who pass the rigorous selection criteria are professionals with a demonstrated commitment to building financial wellness in their communities. Individuals with the following traits are considered:
Dedication
A demonstrated deep passion for raising financial wellness, empowering people, and strengthening whole communities with financial education.
Contribution
Minimum contributions of time, active participation, and communication are required of individuals and organizations selected to serve on the Advisory Board.
Integrity
Board members are individuals with a proven history of providing ethical, honest service in their local communities and maintaining strong professional values.