Community Champion Organization
Personal Finance Expert Credit Union 1
Personal Finance Expert Funding America, LLC operates with a mission that extends well beyond financial education. The organization is dedicated to strengthening Colorado communities by promoting financial independence among individuals and families, fostering collaborative partnerships through education, and engaging with government entities to drive meaningful economic impact.
Under the leadership of founder Lindsey Zerbinos, Funding America, LLC advances the principle that financial literacy is essential to a secure future. The organization prioritizes outreach to children and their families, with the underlying belief that teaching financial wellness early is the key to long-term empowerment. But the educational resources and sponsored initiatives donated by Funding America remain accessible to all communities statewide.

Company History
Funding America, LLC was formed in 2023 as a mission-driven initiative dedicated to equipping students and communities with the knowledge they need to navigate money, markets, and modern economic systems with confidence and integrity.
Through the company’s platform, its founder – Lindsey Zerbinos – designs curriculum and teaches courses that emphasize real-world money skills, ethical decision-making, and long-term financial resilience. Their work is grounded in the belief that understanding money is essential to personal freedom – especially in a world increasingly shaped by automation, AI, and complex financial systems.
The innovative curriculum includes real math using local data including Denver rents, Colorado wages, and actual insurance premiums. Students complete a Shark Tank-style entrepreneurship project using AI as a tool, not a cheat code. Further lessons cover regressive systems: the lottery, McDonald’s Monopoly, predatory incentives, and behavioral economics. Students are guided to explore ethical AI practices and how technology reshapes opportunity. The program emphasizes systems thinking over memorization – showing how decisions are influenced by industry incentives.
Funding America’s philosophy is grounded in the concept that financial literacy is the cornerstone of freedom in an economy built on credit, contracts, taxes, and incentives. Education often produces high achievers but unprepared adults; real-world capability must be the goal. The future economy will be AI-shaped; and without early financial knowledge, automation will widen economic divides. Funding America believes financial education must start before debt becomes real, not after.


Community Service Gratitude for Funding America, LLC
Funding America, LLC’s generosity enables the Colorado Financial Educators Council to serve more residents with essential financial education and support services. As a result, a wide range of stakeholders – from households to community groups and corporate partners – are positioned to benefit from these investments.
The company’s active role in the statewide financial literacy initiative also elevates public awareness of our community-focused mission. This recognition helps spark strategic collaborations and joint efforts that strengthen the campaign’s longevity.
At the core of Lindsey Zerbinos’ financial wellness initiatives are forward-thinking solutions, inclusivity, practical guidance, and confidence-building – principles she brings to every project she leads.


