Community Champion Organization
Personal Finance Expert: Changes Financial Coaching
The mission of Personal Finance Expert: Changes Financial Coaching is to share the financial literacy and economic knowledge of its proprietor, Kamilah Williams, with a broad Georgia population. Starting this organization moves Williams closer to her goal of empowering her neighbors and friends with financial wellness, making a real difference in communities around the state.
The Changes Financial Coaching enterprise represents Kamilah Williams’s effort to share financial literacy knowledge and resources with Georgians, especially those who are vulnerable or marginalized. As an economist, Williams thinks “on the margin” – in other words, her business focuses on the huge impact of making even small changes to one’s money management plan. By helping people secure their financial futures, Changes Financial Coaching is positioning itself as a real community champion organization.

Company History
Kamilah Williams, owner and founder of Personal Finance Expert: Changes Financial Coaching, has a Ph.D. in Economics from the University of Delaware and designation as a Certified Financial Education Instructor (CFEI®) through the National Financial Educators Council. She currently teaches economics to undergraduates and graduates as Assistant Professor at the University of North Georgia in the Atlanta Metropolitan area. With close to 20 years of experience as an economics instructor, she has developed a passion for researching and teaching topics related to financial literacy, financial inclusion, and macroeconomics.
Williams received the George Herbert Ryden Dissertation Prize in Social Sciences for her doctoral dissertation, which dealt with how the resolution of information asymmetries affects emerging economies. She applies her strong statistical and data analytic skills to conduct rigorous original research.
Kamilah Williams joined the Georgia Financial Educators Council’s Advisory Board at its inception in 2025. The GFEC is the Georgia chapter of the National Financial Educators Council (NFEC), an IACET-accredited provider of financial education and a Certified B Corporation. She started Changes Financial Coaching as part of her objective to bring financial wellness education and resources to Georgia communities.

Community Service Gratitude for Personal Finance Expert: Changes Financial Coaching
The generous support offered by Changes Financial Coaching makes an important contribution to the Georgia Financial Educators Council’s mission and vision of a more financially literate and secure Georgia population. Her funding empowers the GFEC to expand its initiatives into more communities and reach more people in need.
Williams’s investment in our campaigns funds beneficiary organizations and individuals across Georgia and beyond. Her participation on the GFEC Advisory Board raises awareness about our initiatives and the resources available to Georgians, helping ensure the sustainability of our programming and build positive relationships around the state.
At Changes Financial Coaching, Kamilah Williams focuses her financial wellness programming around inclusivity, integrity, respect, and the power of small changes to make a positive difference. She not only “talks the talk” but also “walks the walk,” modeling these qualities in her work every day.



