This guide focuses on credit: how credit affects your personal financial situation and how to get and maintain good credit.
First you receive an overview of the term ‘credit’ and how it is applied. Then you will understand the value of having a good credit history and situations that can a have negative impact on your credit. You will be introduced to the components of your credit profile – credit history and credit score – and how they are derived. The guide concludes with you learning how to obtain a copy of your credit report, review your credit score, and create a credit plan.