Educational Methodologies & Standards
Distinguished financial literacy programs do not merely dispense knowledge; they mold or modify people’s behavior to guide them toward financial wellness. The National Financial Educators Council’s curriculum meets educational standards and learning benchmarks designed to improve participants’ financial capabilities.
The NFEC sets benchmarks for financial education to help people work more effectively toward financial wellness. The presentations are designed to deliver more than just education. Participants complete real-world project-based learning activities that build their financial foundations. The focus on behavior molding encourages participants to develop their own personal financial plans and schedule practical action steps that give them a clear roadmap to follow into the future.

Educational Methodologies
The educational methodologies developed by the NFEC support learners to develop positive financial behaviors, acquire financial knowledge, and establish systems that help them work toward stronger financial positions. As such, these research-based educational and financial principles incorporate insights from both the pedagogical canon and current research into how people change attitudes and behaviors.
The methodologies applied account for the fact that every person has different financial habits, emotional connections with money, and current financial realities. Each learner is different, and their unique needs should be considered in the programming.
Learner Standards
The NFEC’s Financial Literacy Framework & Standards for learners was developed to improve the quality and enhance the impact of instruction in financial literacy. These standards define what a person should know about personal finance across 10 core areas of subject matter.
For educators, these standards set performance goals for those participating in the training. For learners, they provide learning goals that give them clear targets for which to strive. When both educators and learners have clear goals, the program is better positioned to achieve positive outcomes.
Standards for Financial Literacy Learners: Kids (PK through 8th Grade)
Standards for Financial Literacy Learners: High School, College, Adults
These standards lay out the learning goals and educational outcomes for financial education programs designed to reach children in PK through eighth grade. Drawing upon well-recognized pedagogical principles including Core Knowledge, Depth of Knowledge, and Cognitive Development theories, the standards offer a conceptual framework to teach kids about money in a way that aligns with their current developmental levels.



