Housing Counselor Jobs & Job Description
There are a few online resources that post housing counselor jobs, provide information about what those jobs entail, describe the qualifications a housing counselor must gain, and discuss the salary levels someone with housing counselor certification can expect to earn. On this page, we have attempted to summarize some of that information for easy access.
Becoming certified as a housing counselor requires studying for and passing an examination. If the counselor is seeking certification through HUD, there is a fee for taking the examination. An alternative program is available through the NFEC, the Certified Personal Financial Wellness Consultant training, which prepares individuals to provide a broad scope of financial counseling services.
Typical Housing Counselor Job Description
A typical housing counselor job description involves providing counseling to prospective homebuyers and renters about the accommodations they choose and their capability to pay for their living spaces. A housing counselor’s role might involve helping people overcome barriers to housing or financial stability, budget for a mortgage, and/or complete appropriate documentation to obtain a mortgage. The counselor might even contact a mortgage company on the client’s behalf.
Where to Get More Information about Housing Counselor Jobs
Housing counselor jobs often require some background in real estate, mortgage lending, foreclosure law, and/or non-profit experience. In the US, the average national rate for a certified housing counselor salaried position works out to $21 per hour, but the range is quite wide – as you can see for yourself by reading through some of the postings on the employment website links shown below.
https://www.indeed.com/q-Hud-Housing-Counselor-jobs.html
https://www.simplyhired.com/search?q=hud+housing+counselor&job=OG-LqV9Joo59engYfa8Ft_0njmuIzrJUICr9Ltzut4O-BufyrgczgQ
https://www.ziprecruiter.com/Jobs/Hud-Housing-Counselor
At What Life Stage do Housing Counselor Jobs Serve Clients?
An ordinary housing counselor job description is relatively restricted in terms of the types of services the counselor is qualified to provide. Their work is confined to those areas of a person’s finances that relate directly to the person’s residence. For example, a housing counselor might assist people with questions related to buying, keeping, or refinancing a home, or help people avoid foreclosure.
As a point of comparison, someone with financial counselor training like the Certified Personal Financial Wellness Consultant is trained by the NFEC to serve clients across a varied array of personal finance needs, with the overarching goal of helping them improve their financial security and decision-making ability. NFEC Financial Coaches are qualified to help people handle any financial problems they face now, while moving closer to financial health in the long-term. Thus NFEC counselors assist people across many life stages. As changes occur in a client’s financial situation, the NFEC Financial Coach is capable to reanalyze the client’s priorities and recommend plan modifications.