Find a Housing Counselor and Other Top-qualified Financial Counselors
If you’re in the market to find a housing counselor, you may find exactly what you need through the National Financial Educators Council. The NFEC has a national team of expertly-trained Certified Personal Financial Wellness Consultants who can help with housing issues and much, much more. Everyone on this team has undergone thorough training and feels fervent about helping others reach maximum financial wellness. With their housing counselor certification and other credentials, NFEC Financial Coaches offer education, guidance, in-depth understanding, and practical action paths to reach your goals.
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Does the Housing Counselor Near Me Have the Best Qualifications?
You may easily be able to find a housing counselor near you, but you can’t be quite as sure that person has the depth of knowledge, experience, and high-quality performance that is required to obtain the NFEC Financial Coach designation. The NFEC designed a set of standards to make sure their financial counselors can ensure client security and trust. Four schools of thought lie behind those standards: consumer and financial protection, education (specifically financial education), behavioral psychology, and counseling principles. Counselors must undertake the complex task of uncovering clients’ emotional relationships with money, identifying their goals and needs, and tailoring an educational support and accountability plan to their unique situations..
What a Run-of-the-mill Financial Counselor Offers
When you seek to find a housing counselor, you’ll find that the typical service they offer may just be to talk with you. NFEC Financial Coaches stand above this norm by providing a wide scope of assistance to increase your financial wellbeing. We conducted research to find out what the run-of-the-mill counselor has to offer. In a Google search using keywords related to ‘financial counseling,’ we uncovered 137 webpages in the first 50 pages of results, 26 of which had price and package data listed on the site. The top service was direct contact (talk) with the counselor. Provision of education materials came in second. A mere few were able to generate a personal finance plan, and only two would provide re-planning and re-reporting with new information.
Custom Financial Plan
“When I find a housing counselor near me, what will the process involve?” was Astrid’s recent question. If she chose a NFEC Financial Coach from the NFEC’s team, she found, the first piece of the financial planning counseling process would be a thorough review of her financial situation using all the documents she could pull together: pay stubs, bank balances, debt information, available credit, assets vs. liabilities, and insurance coverage. Then the counselor gave Astrid a personalized financial plan that detailed her priorities and actions.
Tailored, Prioritized Educational Materials
Supportive Maintenance
Through concerted work with her housing and financial counselor, in time, Astrid reached her initial goals of increasing her savings rate and reducing her debt, and felt capable to undertake her money management decisions mostly on her own. Now the regular meetings could be discontinued and the NFEC Financial Coach could take a more background role. However, the counselor stayed on hand, ready to step in if Astrid needed a bit of guidance.
Find a Housing Counselor Who Can Liaise with Niche Experts
If you’re still looking to find a housing counselor in your community, consider the fact that NFEC-trained NFEC Financial Coaches have a direct line to a team of industry experts in specific niche areas. For instance, if you were investigating the purchase of your first home, there’s an expert in the home-buying field. If you’re weighing various retirement plan options, the NFEC has an expert in that area too. Further, the NFEC offers assurance that every niche expert on this team is entirely independent – that is, they will never attempt to sell or market products to you.
