Complimentary copies of the Framework are provided to academia, media, researchers and others that are seeking to use the materials for highlighting the importance of having qualified educators teach our nations citizens.
Page References Annamaria Lusardi and Olivia S. Mitchell, NBER Working Paper No. 17078 (May 2011), Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth. https://ideas.repec.org/p/crp/wpaper/54.html  Bennett et al., BMC Geriatrics, 12:30 (2012), Correlates of health and financial literacy in older adults without dementia. https://bmcgeriatr.biomedcentral.com/articles/10.1186/1471-2318-12-30
Framework for Teaching Personal Finance References Annamaria Lusardi and Olivia S. Mitchell, NBER Working Paper No. 17078 (May 2011), Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth.  Bennett et al., BMC Geriatrics, 12:30 (2012), Correlates of health and financial literacy in older adults without dementia.  Max Nisen, Business Insider (Sep. 16, 2013), Impact of Teachers on Lifetime Earnings.  Pamela D. Tucker and James H. Stronge, Association for Supervision and Curriculum Development (2005), Linking Teacher Evaluation and Student Learning.  William J. Webster and Robert L. Mendro, Dallas Public Schools (1997), The Dallas Value-Added Accountability System Report.  W. L. Sanders, S. P. Wright and S. P. Horn, Journal of Personnel Evaluation in Education, Vol. 11 (1997), Teacher and classroom context effects on student achievement: Implications for teacher evaluation.  R. J. Marzano, D. J. Pickering and J. E. Pollock, Association for Supervision and Curriculum Development, Alexandria, VA (2001), Classroom instruction that works: Research-based strategies for increasing student achievement  W. L. Sanders, Financial Literacy and Education Committee (2006), Taking Ownership of the Future.  Ben Johnson, Principal, blog article (undated), Student Commitment Depends on Teacher Commitment.  Randal C. Archibold, New York Times article (November 18, 1999), Students’ Success Depends on Teachers Most, Poll Says.  Kenneth Leithwood, Karen Seashore Louis, Stephen Anderson and Kyla Wahlstrom, Wallace Foundation, Review of Research (undated), How leadership influences student learning.  Corinne Baron-Donovan, Richard L. Wiener, Karen Gross and Susan Block-Lieb, Association for Financial Counseling and Planning Education (2005), Financial Literacy Teacher Training: A Multiple-Measure Evaluation.  Richard Cordray, Director of the Consumer Financial Protection Bureau, Federal Reserve Bank of Chicago, Visa Inc. Financial Literacy and Education Summit, Chicago, IL (April 17, 2013), from prepared remarks.  Harrison Jacobs, Business Insider article (October 11, 2013), Here’s How to Raise Teachers’ Salaries without Spending a Dime.