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Financial Education in Schools 2017-03-28T19:51:35-07:00

Financial Education Schools: Elementary & High Schools

Financial problems have reached epidemic proportions in our country. Financial issues contribute to a variety of troubles many people face today, from crushing debt to retirement shortfalls. This epidemic hurts individuals and communities alike.

The financial literacy movement is at a tipping point – schools and other stakeholders contribute toward a global push to improve financial capabilities among the world’s citizens. You are invited to join the financial literacy movement in a way that aligns with your personal, business, and philanthropic goals.

How Elementary & High Schools Participate

Teaching personal finance coursework in public schools is not federally mandated. Some states do require some lessons to be taught – however, the state with the most comprehensive program, Utah, only requires one semester.

Per the Consumer Financial Protection Bureau, federal funding for financial education totals $230 million, state funding across all states is $67 million, and municipal school districts fund $46 million.

Considering that more than $3 billion is invested in STEM coursework by the federal government alone, the need for financial education training becomes clear. While less than 10% of students will get STEM-related jobs, 100% of students will need to manage their finances. The built-up demand for financial education could offer a new avenue for schools to get involved.

Elementary and high schools participate in two main ways:

Serve Current Student Body

Serve the Broader Community

Top Participation Reasons

Sustainability is the key to long-term success and scalability of any financial education program. It is important for organizations that want to make a lasting difference in their communities to adopt a model that funds ongoing financial education programming.

Financial education programs open additional opportunities for schools:

Relationships & Revenue



New Innovations Upgrade Program Options

Among the vast array of programs that have cropped up over the past decade, few – if any – can claim to draw upon solid empirical evidence of best practices for financial education. This failure can be attributed to a lack of experience, personnel, capital, and executable processes.

The current reality is that most financial education programs are a random mixture of resources that lack overall campaign design. Few organizations have adequate measurement systems in place, and even fewer know how to use the data. This shortcoming results in financial education programs that are short-lived, suffer from poor participation rates, and offer limited brand benefits.

But it doesn’t have to be this way.

Recent research, process, and technology breakthroughs allow individuals and organizations of all sizes to contribute in a meaningful way to promote the financial literacy movement. Even if you are just starting out, you can lay a foundation for your initiative based on available best practice data.

Common Participation Options

No matter the size or scope, we value your passion and interest in promoting financial education. Complete the short survey below to gain immediate access to your custom financial literacy presentation.

Trained Certified educators delivering Financial Education in Schools

There are many steps people take to help prepare young people to become financially independent, whether they plan to attend college, live on their own, or just try to survive amidst today’s economic challenges. Parents, educators, and whole communities are coming to realize the need for better financial education in schools and at home.

Educating youth in essential money management areas builds a necessary foundation for financial responsibility and personal freedom. A good high school financial education should include lessons in credit and debt, banking fundamentals, basics of investing, how money affects us emotionally and mentally, and general knowledge about savings and long-term planning.

There’s a good reason why college students have a reputation for always being broke. Usually it’s because they never received solid financial education when they were in high school, or even earlier. While teaching young people about money properly falls first on the parents’ shoulders, schools and communities also can play important roles in ensuring that young adults have a good basis in personal finance.

A fair number of youth financial education programs have surfaced over the past few years, but many of these emerging programs are didactic and boring. Simply reading a few dry articles will not instill good money habits in young people. Kids need hands-on practice with money and financial decisions to help them understand how personal finance fits into the real world.

The National Financial Educators Council (NFEC) has a comprehensive array of techniques, materials, resources, and financial education services to help teach youth the basics of sound money management practices. In addition, they have financial speakers available and even a certification program for those who are interested to teach financial education in schools. All these programs aim to educate kids and teens on the various aspects of dealing with money and planning for the future.

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