You can count on the NFEC’s financial capability resources to fully align with the latest research-based educational principles. That means all the materials support learners to develop positive financial behaviors, acquire money management knowledge, and set up workable systems to move them toward stronger financial positioning. For example, they can address issues such as 10% of college students believing credit cards are “free money”. Because the NFEC grounds all its development in research-based financial education ideology, its resources incorporate insights from both recognized pedagogy and the current knowledge base about attitudinal and behavioral change.
The NFEC’s educational methodologies, therefore, account for the fact that each person has a unique set of financial habits, emotional relationship with money, and current personal finance reality. In other words, every learner is different, and any personal finance resources used should be adaptable to address those unique needs.
Thus the financial wellness resources in the NFEC’s curriculum are intentionally modular by design, to support the full range of learner abilities and learning styles. Each module can be scaffolded according to student progress toward measurable outcomes. The desired outcomes are formed around levels of knowledge, ability, beliefs, and financial habits.
The Federal Reserve has featured the NFEC’s multimethod approach on college campuses as a case study example of best practices.