Complimentary Financial Literacy Resources for Kids
From the moment of birth, a child starts developing financial behavioral habits. Think of all the messages kids receive related to money: parental modeling, advertisements, peer and societal pressures to spend. Brown University’s research on chores demonstrate that this financial habit has formed and taken firm root age by the age of 9 (3rd grade).
If children don’t have positive financial role models or people to teach them about money, they may fall into the common financial traps many people experience as adults.
Therefore, it is essential for parents and teachers to make a conscious and consistent effort to discuss finances, model good financial decision-making, and provide opportunities for kids to practice earning, budgeting, saving, and spending – especially while they still have the safety net of living at home and being supported by their families. We hope these resources help.
*By Accessing These Materials You Agree to a Limited License: The National Financial Educators Council (“Licensor”) grants the Licensee of the NFEC’s Material a limited, non-exclusive, License to use the NFEC’s Resources (“Resources”). The NFEC retains the copyright and all rights not expressly granted to the Licensee. Complementary resources can be shared with up to 30 students. By accessing the NFEC’s material, you agree to comply with the full terms.
Materials Provide Diverse Delivery Methods
The resources provided support diverse learning methods and environments. We encourage you to use the materials in ways that align well with your learning style or the learning styles of the students you are teaching. Each complimentary resource has these 3 labels to give you quick reference to identify delivery options.
Independent Learning
Individuals can use the materials on their own.
Parent-directed Education
For kids, “parent-directed” describes the process of parents teaching their children.
Instructor-directed Education
These resources are for a course facilitator or educator to use while leading a training program.
Complimentary Resources
Curriculum, Presentations, & Activities for Kids
Independent Learning
Parent-directed Education
Instructor-directed Education
Includes 9 lessons and activities for each age, from 4 to 13 years old. These resources can be used by both educators and parents to help youth build the core skill sets and habits they need as they mature into adulthood.
Kids (PK – 2nd Grade)
Kids (3rd – 5th Grade)
Kids (6th – 8th Grade)
Family Chore Project
Independent Learning
Parent-directed Education
Instructor-directed Education
This project is designed for parents to help their children develop core financial skill sets centered around earning, saving, and spending. This project-based learning program builds positive financial values and has kids practice skill sets they will need as adults. Educators – provide this project to parents of the students you teach to encourage education at home.
