Steve Repak – Author, Military Personal Finance Expert, & Financial Literacy Advocate


Steve Repak is one of NFEC’s lead instructors of the Certified Financial Education Instructor course, as well as a Certified Financial Planner™, Army veteran, Financial Literacy Speaker, and author of 6 Week Money Challenge: For Your Personal Finances. Steve has traveled the world and has helped countless people turn their finances around with his inspiring financial literacy presentations and one-on-one financial coaching.

After 12 years of military service, Steve left the Army with over $32,000 in credit card debt, ironically landing a job in personal finance through contacts he made while serving.  By observing what his wealthy clients did differently and starting to apply Godly principles when making decisions with his own financial resources, Steve was able to get his financial house in order. He began giving first, building his savings, and eventually was able to get out of debt and now Steve wants to help others do the same.

Steve’s first book Dollars & Uncommon Sense: Basic Training for Your Money was published in January 2012.  After experiencing the success of his first book he felt God moving him in another direction to write a book aimed at helping others to apply Biblical Money principles to their own finances.

6 week money challengeSteve’s latest book 6 Week Money Challenge: For Your Personal Finances (BroadStreet Publishing, January 2016) inspires and motivates readers to change their financial lives by challenging them to commit to his biblical book camp.  Each week the challenges consist of questions relating to the reader’s thoughts, ideas and attitudes toward money.  The challenges include practical financial challenges, from what God says about money, taking control of spending, how to get out of debt, the basics of savings and investing, the important financial documents that should be in place, and how to mitigate risk using life insurance, as well as spiritual challenges related to the reader’s relations with God. The 6 Week Money Challenge can be done alone, together with an accountability partner, or in a group setting. By committing to this challenge, the reader can start to turn their finances around so they can get fit for a healthy financial future and at the same time growing their relationship with God.

Steve has been a frequent guest on Fox and Friends, Fox Business, 700 Club, and CNN Headline News.  He has been interviewed on NPR, Bloomberg Radio, Market Watch Radio, Wall Street Journal Radio, and many other National and Regional Shows. Steve’s work has been featured in Forbes, Investor’s Business Daily, BusinessWeek, New York Post, Chicago Tribune, MSN Money, Yahoo Finance & USA Today. He is currently a contributor to the Equifax® Finance Blog and The Life of a Single Mom Ministries.

Steve was the 1995 Fort Bliss, Texas Non-Commissioned Officer of the Year and graduated Summa Cum Laude with a Bachelor of Science in Management Communications from Amridge University.  He lives in Charlotte, North Carolina with his wife and three children where they attend Team Church.