Financial Literacy Curriculum & Presentations– All Ages: Kids, Teens, & Adults

The NFEC financial literacy curriculum & presentations are engaging and fun, yet also meets core educational standards. The programming has been widely recognized for its ability to connect with students and inspire participants of all ages and socioeconomic backgrounds to take positive financial action.

Over 400 hours of financial literacy curriculum are made available to you – saving you time and money and reducing the personnel you need to develop comprehensive financial literacy presentation. The material has been tested by thousands of organizations and gone through several iterations to create a state-of-the-art product that makes a lasting difference in participants’ financial capabilities.

The financial literacy curriculum & presentations are designed to accommodate a variety of schedules and learning outcomes. Organizations have used the curriculum as workshops of various lengths, after-school programs, weekend seminars, camps, in-class training, lunch-and-learns, for-credit college classes, and various other delivery forms.

The NFEC is 100% independent and its financial literacy curriculum & presentations are purely educational. With the guidance of the Curriculum Advisory Board – comprised of educators, financial professionals, and financial education experts – this collaboration has yielded financial literacy curriculum that bridges the gap between theory-based education and practical application.

 

Engaging Fun, and Interactive Financial Literacy Curriculum

Engaging Fun, and Interactive Financial Literacy Curriculum

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Real World Curriculum that Meets Educational Standards

Real World Curriculum that Meets Educational Standards

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Flexible, Modular Design

Flexible, Modular Design

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Evidence-based

Evidence-based

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Topics Covered

Topics Covered

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Independent & Compliance Approved

Independent & Compliance Approved

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Design Team & Crowdsource Model

Design Team & Crowdsource Model

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Setting Industry Standards

Setting Industry Standards

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Ages Served & Curriculum Details

The NFEC kids curriculum package was developed for kids in the ‘preoperational’ phase as defined by Piaget’s Stages of Cognitive Development. At this stage children begin to use and understand language; they tend to experience the world from a selfish perspective where they only understand one feature of a situation or object.

The NFEC provides practical lessons that align with Common Core guidelines and establish an educational foundation to support continued financial education training as students mature. Financial habits are formed early; there are fundamental lessons that can be delivered to young children that will help them establish positive financial habits for life.

The NFEC’s kid’s curriculum package for PK – 2nd grade students includes:

  • 68 classroom hours across 71 lessons.
  • Parent involvement letters and family activities
  • Over 70 engaging activities and educational games
  • Outside-of-class study material
  • Teacher-moderated testing and in-class surveys

Visit the National Financial Literacy Framework & Standards pages to see the full list of learning outcomes.

The NFEC curriculum package for 7 to 11 year olds was developed for kids in the ‘concrete operational’ phase according to Piaget’s Stages of Cognitive Development. Youth at this age can use multiple dimensions of a problem or situation to reason about the world when the situation is made concrete.

The NFEC designed the 3rd to 6th grade material to counteract influences of the thousands of advertisements to which children are exposed daily; the material also aligns with Common Core guidelines. This is a vital age at which children can develop positive money management habits and establish core financial knowledge that builds the foundation for future financial education lessons.

The NFEC’s curriculum package for 3rd – to 6th graders includes:

  • 80 classroom hours across 69 lessons
  • Parent involvement letters and family activities
  • Over 70 engaging activities and educational games
  • Outside-of-class study material
  • Testing, surveys, and long-term assessments

Visit the National Financial Literacy Framework & Standards pages to see the full list of learning outcomes.

The NFEC middle school curriculum was developed for youth in the ‘abstract thought’ phase according to Piaget’s Stages of Cognitive Development. At around age 11 children begin to reason beyond concrete examples and can start applying hypothetical, philosophical, and scientific principles to learning about the world.

These are formidable development years where financial habits continue to develop. The NFEC’s middle school curriculum aligns with Common Core guidelines while providing the fundamental lessons to help students make positive financial decisions.

The middle school curriculum package includes:

  • 53 classroom hours across 44 lessons
  • Over 70 engaging activities and educational games
  • Outside-of-class study material
  • Testing, surveys, and long-term assessments

Visit the National Financial Literacy Framework & Standards pages to see the full list of learning outcomes.

The NFEC’s high school curriculum meets educational standards (aligned with Common Core) while offering practical tools to help youth prepare for the financial real world. NFEC programs employ innovations that create an experiential learning experience to which students can readily relate.

During high school it is critical that students receive a comprehensive financial education to help prepare them for the financial realities they’ll face as they gain independence. The NFEC’s curriculum package is designed to prepare them for the real world. The complete course covers all aspects of their personal finances – from how to rent a place, to college loans, to setting up accounts, to investment education – comprehensive material that teaches them the skills they need to make positive financial decisions.

There are 3 separate high school curriculum packages to choose from:

1) Basic Level Package – More than 33 classroom hours across 43 lessons, outside-of-class study material, testing, surveys, and activities. This instructor-led program delivers the fundamental knowledge they need to successfully live on their own.

2) Project-based Learning Package – In this 30 – 40 hour student-led program in which participants complete activities that prepare them to move out on their own. This project-based program guides students to research places to rent, select insurance that fits their needs, establish accounts, and review their credit –over 50 real-world activities.

3) Advanced Level Package – All content from the Basic Level Package plus an additional 22 lesson plans. Includes outside-of-class study material, testing, surveys, and activities. This course covers advanced retirement planning topics: students compare investment options, assess their personal risk tolerance, and create a long-term personal financial plan.

Visit the National Financial Literacy Framework & Standards pages to see the full list of learning outcomes.

The NFEC college-level financial literacy curriculum is designed to help universities accomplish a variety of objectives while they empower current and future students with personal finance skills.

Today’s students face a challenging economic future; yet sadly the average college does little or nothing to prepare young adults for the financial real world. While most universities do offer some type of financial literacy resources, very few students actually reap their benefits. Often programs are boring, fail to connect with students, and/or lack effective promotion.

The benefits of a college money management program extend far beyond helping students. The NFEC’s programs also support important university objectives. Colleges have used NFEC programs to aid student recruitment, reduce student loan defaults, connect with parents, build community goodwill, and attract media attention.

Choose from 3 separate college curriculum packages:

1) Workshop Package. The Workshop Package was designed for colleges that seek to host workshops on core financial education topics, including budgeting, student loans, credit, savings, and investment basics. This series of 6 different 1-hour workshops can be hosted on campus. Practical activities, multimedia videos, testing, and practical student guides help students pick up fundamental core lessons.

2) College Level Course. The College Level Course package provides access to more than 60 hours of material presented in modular format. The coursework can fit any schedule and is great for on-campus events and workshops. The College Level package also can be used as a 1 to 3 coursework – providing a turnkey class that can be delivered in-person or online and is ADA compliant. There are several options, including:

1 Unit Course – 20 classroom hours with 40 to 80 outside-of-class hours.
2 Unit Course – 40 classroom hours with 80 to 120 outside-of-class hours.
3 Unit Course – 60 classroom hours with 120 to 180 outside-of-class hours.

3) Full Service Solutions. The NFEC gives you access to more than 80 financial literacy assets and an expert team with a positive record of successful campus-wide financial education campaigns. Program launch events, mobile learning apps, celebrity guest speakers, interactive games, and more are available to bring to your campus. Targeted branding, marketing, and program designs help the NFEC create engaging programs that move students to take action toward enhancing their financial futures. The result: college money management programs that make a positive, lasting difference in students’ lives.

Most adults have financial concerns, yet few have received practical financial education. NFEC surveys show that money worries range from retirement shortfalls to financial recovery.

The NFEC’s adult curriculum helps people move toward financial wellness. The financial literacy curriculum & presentations are designed to help adults in various stages of the financial life cycle build a solid foundation and create a clear financial plan. These action-based courses encourage participants to take positive financial action while they improve their financial capabilities.

Two separate packages are available for adults:

1) Building Your Financial Foundation. The NFEC’s Building Your Financial Foundation program is designed to help adults build a solid financial foundation (budgeting, credit, basic financial planning) and/or recover from current financial circumstances (debt elimination, rebuild credit, etc.). This coursework covers the basic personal finance lessons that can help them improve their financial situation.

2) Road to Retirement Course. The NFEC’s Road to Retirement Presentation is designed to help people plan toward reaching a state of financial security. This program provides people the knowledge needed to effectively plan for their future. The objective is to help participants achieve a state of lasting financial security and participants of the full coursework graduate having completed their personal financial plan.

Financial Literacy Presentation & Curriculum Packages Include:

The NFEC’s curriculum and presentation packages are perfect for workshops, after-school programs, for-credit college courses, camps, lunch-&-learns, in-class coursework, and any other format of training program. The material is organized to give you maximum flexibility in time and learning outcomes.

The curriculum packages for all ages include:

Instructor’s Guide, Presentation, and Instructor Resources. The instructor’s resource package includes all the material needed to host financial education events. Clear and detailed instructor’s guide walks you through the lessons while still giving you the freedom to interject personal stories.

Testing & Surveys. Receive testing and survey tools that will help you prove program results with empirical evidence that measures improvement in participant capabilities and behavior change. Pre- and post-testing, stages of change survey, long-term behavior change questionnaires, pre- and post-event surveys are included for each age group.

Student Guide & Print on Demand Center. The NFEC’s Print on Demand Center (PODC) gives you the ability to print the lessons you want to teach. The PODC compiles specific lessons and prints high-quality student guides that perfectly aligns with your intended class structure at a significantly reduced cost. Compared to other organizations that charge high fees per student guide, the PODC allows you to make copies on average for under $1 per complete student guide.

Graduation Certificates and Student Recognition Awards. People of all ages enjoy being recognized for their accomplishments. You may print graduation certificates and student recognition awards through the Print on Demand Center. This added piece gives your program a professional touch and reminds graduates of the lessons they learned during the course.

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Tips to Choosing the ‘Right’ Financial Literacy Curriculum

Today’s youth see what’s going on in the economy and do not want to repeat the mistakes of the baby boom generation. Many are personally experiencing the stress that financial issues bring in their home and the messages delivered by the media.

A growing number of people are ready to learn about money, and it’s up to community leaders to ensure they have access to quality financial literacy curriculum. By providing today’s youth practical financial training we can help them avoid debt issues, poor spending habits and help them recognize decisions that align with their lifestyle goals.

This generation stands to benefit from money management training. They are starting off with no financial issues and with the right financial literacy curriculum they have nowhere to go but up. Many schools have recognized this and are committed to sharing personal financial skills with their students either through workshops, classes, camps and/or with the help of financial literacy software to reduce faculty cost and maximize in class time.

One of the first things you want to check when reviewing personal finance curriculum is who actually designed it. A lot of the current lesson plans available on the market have been created by people who have minimal personal finance experience. Make sure that the lesson plans you decide to use have been designed by professionals who understand both the theory and practical application of good money management skills.

Locate motivational curriculum that gets students excited. When taught improperly or when using poor financial education lesson plans, it can also be quite boring and lose interest when it’s confusing. Finding life skill curriculum that’s friendly and accessible and easy-to-understand will directly impact your post test results. It is also suggested that all educators take a financial literacy certification course prior to presenting the curriculum.

Modular delivery of financial education lesson plans help participants build on new skill sets that can take them to the next level learning. Help your students stay engaged by challenging them with coursework that offers a modular learning platform so you know exactly what lessons to share as student’s progress.

In designing the curriculum for the YES Movie which featured leaders in the field of business, it was noted that the people who ‘win’ with money are the ones who make financial decisions based on logic rather than emotions. It is well known that most people make their decisions because of emotional responses, not logic. That is why it is critical that the financial literacy curriculum you choose covers the psychology of money.

It is important for participants to understand key theories in their financial literacy training, it is equally critical to select lesson plans that focus on the real world issues your students may experience while also including a theory based education. Financial literacy curriculum that strikes this balance better engages the students and helps them retain what is taught.

Students realize that paycheck to paycheck living is stressful and many of their parents are going through this situation now. Teach your students how they can avoid this situation by developing these basic skills and administering a financial literacy test to ensure they are picking up the lessons.

Right now is the time to start sharing practical financial education curriculum with the youth you serve. The lesson plans should be rigorous, relate to student situations and be ‘real’ so students internalize the message. By sharing this material it can help instill good money habits that can last a lifetime.

Even if your state does not require money management courses, take it upon yourself to raise awareness and educate your students, children and youth you meet. Just one simple lesson can save them from many years of struggle trying to remedy the situation.

Schools that wish to start teaching financial literacy are invited to join our awards program. Schools that purchase the NFEC financial literacy lesson plans are automatically entered into our awards program.

 

Financial Literacy Curriuclulm Today

by Traci Allan

Recent financial literacy statistics show that economic issues are affecting people globally, (foreclosures, debt, economic insecurity, etc.) it would have been easier to avoid if they would have received financial literacy lesson plans and training at a young age.

If we started teaching practical personal finance lesson plans in High Schools and in colleges while the children are in a learning environment they will tend to learn more from the curriculum. You can start sharing simple, yet impactful, money lessons at home with your children at a young age. This will help them be more financially responsible in the way they deal with everyday finances as well as long-term expenses. Instilling proper spending habits in your child is a very important part of preparing them for financial independence.

Many schools have started offering a financial education curriculum to their students to prepare them for college or going out into the working world and living on their own. These classes that have financial literacy lesson plans are usually given only in economics classes.

With the budget and economic problems today it is important that we provide youth with the knowledge they need to make it in the real world. Teaching personal finance can cause a change that will last a lifetime. How do you choose a financial literacy curriculum that students will actually enjoy studying and execute later? A lot of questions will be answered in this article.

Control groups have shown that when students receive below standard financial literacy lesson plans they report being uninterested, turned-off and lack the desire to learn more about money matters. The majority of teachers have good intentions when they begin teaching the financial education curriculum but unfortunately for some of the students it has the opposite effect due to the financial literacy lesson plans not being very exciting or just plain boring.

Do your best to ensure that the personal finance lesson taught will make a lasting difference in student’s lives. Choose a course outline that will keep the students engaged and motivated to learn more. Below are numerous tips to choose effective financial literacy lesson plans that will help your students gain the knowledge needed to be successful.

Review the background of the curriculum writers and designers since often time the standards are written by people that lack real world money and business experience. Make sure the financial education lesson plans you choose have been put together by a group of people who have experience in the money management field as well as the education field. Look for a program that is developed by a team of successful entrepreneurs and teachers who have a record of program development experience. Finding curriculum that combines top teachers with business leaders will put you in a good starting position to find the best financial literacy lesson plans.

The National Financial Educators Council (NFEC) has reviewed hundreds of financial literacy lesson plans and talked to thousands of high school and college students who have been less than enthusiastic about ‘learning about money’ because they found that many of the financial literacy lesson plans on the market are boring and hard to understand. A well designed financial workshop can be a gratifying and pleasurable experience. A good test is to review the curriculum late at night and see if it passes the snooze test. If you fall asleep you can likely bet your students will as well.

Choosing a financial literacy curriculum that will make up the foundation of their education and that each subsequent lesson builds on the prior one will be most effective. This could also help your organization raise funds through financial literacy grants and financial literacy funding options.

Financial literacy lesson plans should include the psychology of money. Any successful person out there can tell you that the being able to recognize and understand the emotions involved with investing serves as a foundation for our financial decisions. It is also well documented that the average person makes most of their financial decisions because of emotional responses, not logic. That is why it is critical that the financial literacy curriculum you choose covers the emotional game of money.

The ultimate goal of life skills training is to help students reach the level of success they want. Implementing financial literacy curriculum that focuses on providing practical money lessons will not only keep students interested but will also put them on track to live the lifestyle they want for themselves.

Locate personal finance lesson plans that focus on practical financial matters your students will use in the real world before getting into advanced theories. Curriculum that walks students step-by-step through basic account structure and includes activities that helps to build their money foundation is probably your best bet. Since a large majority of Americans do not have any type of savings or checking account these financial literacy lesson plans will serves as the base of their education and will be a good starting point before learning the intricacies of the increasing complexity of the financial world.

By the time a student graduates high school many they have sat through thousands of classes with a limited amount of time spent on financial literacy lesson plans. That is why you need life skills training that will stand out from all the other thousands of classes they have taken. NFEC’s financial literacy curriculum engages the students with activities, multi-media displays, celebrities, movement, props and other tools to help our students pick up money skills so they benefit from this knowledge throughout their life.

In order to make the best use of your time get a curriculum designed to get students excited to learn about money. Practical financial literacy lesson plans can give your students a confidence that will have long-term positive benefits and affect many areas of their lives.

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