Financial Literacy Curriculum & Presentations
– All Ages: Kids, Teens, & Adults

The NFEC financial literacy curriculum & presentations are engaging and fun, yet also meets core educational standards. The programming has been widely recognized for its ability to connect with students and inspire participants of all ages and socioeconomic backgrounds to take positive financial action.

Over 400 hours of financial literacy curriculum are made available to you – saving you time and money while reducing the personnel you need to develop comprehensive financial literacy presentation. The material has been tested by thousands of organizations and gone through several iterations to create a state-of-the-art product that makes a lasting difference in participants’ financial capabilities.

The financial literacy curriculum & presentations are designed to accommodate a variety of schedules and learning outcomes. Organizations have used the curriculum as workshops of various lengths, after-school programs, weekend seminars, camps, in-class training, lunch-and-learns, for-credit college classes, employee education and various other delivery forms.

The NFEC is 100% independent and its financial literacy curriculum & presentations are purely educational. With the guidance of the Curriculum Advisory Board – comprised of educators, financial professionals, and financial education experts – this collaboration has yielded financial literacy curriculum that bridges the gap between theory-based education and practical application.

Topics Covered through Engaging and Interactive Activities

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Design Team & Evidence-based Learning Principles

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Flexible, Modular Design
Accommodates Any Schedule

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Practical Lessons Have Students
Taking Real World Action

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Financial Education & Common Core Standard Alignment

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Independent & Compliance
Approved

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“We chose to provide the NFEC curriculum because it balances practical application with core educational standards. The lessons are engaging, making it enjoyable for teachers and students alike. We also liked that it incorporates a comprehensive educator training program to empower those delivering the information with the tools to maximize the effectiveness of the coursework.”
Erica K. Jackson, CFCO Director with Penn State Erie, the Behrend College
“We just received the Financial Literacy Event Report. This is fantastic! We can easily show our board how much students learned. We’ve just begun planning our summer conference, and would like to offer the scholars your amazing financial workshop. Thank you again! I can’t wait to share this.”
Joanna Mueller, Program Director of the Simon Family Foundation
“The program is going wonderfully. Kelly is doing an awesome job and our clients have been very receptive of the information and her presentation. Thanks again, the presentation went GREAT, we will be talking with you soon.”
Chrystal Carlisle, Social Services Supervisor of the Salvation Army, Dallas Fort Worth

The Curriculum Package for All Ages Include:

The NFEC’s curriculum and presentation packages are perfect for workshops, after-school programs, for-credit college courses, camps, lunch-&-learns, in-class coursework, employee training, and any other format of training program. The material is organized to give you maximum flexibility in time and learning outcomes.

Financial literacy curriculum education packages.

Instructor’s Guide, Presentation, and Instructor Resources. Includes all the material needed to host financial education events. Clear and detailed instructor’s guide walks you through the lessons while still giving you the freedom to interject personal stories.

Promotions & Marketing. Receive a variety of promotional and marketing material to help you generate buzz, raise awareness and enlist support. Includes: event invitation & flier, email communications, press releases, funding resources and more.

Graduation Certificates and Student Recognition Awards. People of all ages enjoy being recognized for their accomplishments. You may print graduation certificates and student recognition awards through the Print on Demand Center. This added piece gives your program a professional touch and reminds graduates of the lessons they learned during the course.

Student Guide & Print on Demand Center. The PODC gives you the ability to print the lessons you want to teach. It automatically compiles specific lessons and prints high-quality student guides that perfectly aligns with your intended class structure at a significantly reduced cost.

Branding Options. All the material shown on the NFEC webpage can be private-labeled or customized. Private-label & co-branding options – contact us.

Testing & Surveys. Receive testing and survey tools that will help you prove program results with empirical evidence that measures improvement in participant capabilities and behavior change. Pre- and post-testing, stages of change survey, long-term behavior change questionnaires, pre- and post-event surveys.

Click the Age Range Tabs Now for Your Financial Literacy Package Options

PK – 2nd Grade Financial Literacy Curriculum & Activities Package

Kids financial literacy curriculum

Parent Involvement Letters

At-Home Family Activities

Print on Demand Center

0 Hours
68 Classroom Hours
0 Lessons
71 Modular Lessons
0 Activities
82 Student Activities
0 Reprints
Student Guide Reprint License

The NFEC kid’s curriculum package was developed for kids in the ‘preoperational’ phase as defined by Piaget’s Stages of Cognitive Development. At this stage children begin to use and understand language; they tend to experience the world from a selfish perspective where they only understand one feature of a situation or object.

The NFEC provides practical lessons that align with Common Core guidelines and establish an educational foundation to support continued financial education training as students mature. Financial habits are formed early; there are fundamental lessons that can be delivered to young children that will help them establish positive financial habits for life.

kids financial literacy lesson plansThe NFEC’s kid’s curriculum package for PK – 2nd grade students includes:

  • 68 classroom hours across 71 lessons.
  • Parent involvement letters and family activities
  • 82 engaging activities and educational games
  • Outside-of-class study material
  • Teacher-moderated testing and in-class surveys
  • Instructors resources – Teachers guide, PPT, Multimedia tools
  • Print on Demand Center with 100 Student Guide reprints

PK – 2nd Grade Financial Capability Curriculum & Activities Package

$247
  • Instructor’s Guide, Presentation, and Instructor Resources
  • 100 Student Guide Reprint License & Print on Demand Center
  • Promotions & Workshop Marketing Package
  • Graduation Certificates and Student Recognition Awards
  • Integrated Testing, Surveys & Measurement Tools

Read Terms & Conditions

You are authorized to print student guides through the NFECs print on demand center and any student guide reprint not used in a year will roll over to future years. The reprint license is renewed annually and you may request additional student guide copies at any time by notifying the NFEC. No copies can be made of the instructors guide. Each instructor delivering the material must register with the NFEC.

3rd – 5th Grade Financial Literacy Curriculum & Activities Package

elementary school using financial literacy curriculum

Parent Involvement Letters

Long-Term Assessments

Print on Demand Center

0 Hours
58 Classroom Hours
0 Lessons
69 Modular Lessons
0 Activities
Over 70 Student Activities
0 Reprints
Student Guide Reprint License

The NFEC financial literacy curriculum package for 3rd – 5th grade (7 to 11 year olds) was developed for kids in the ‘concrete operational’ phase according to Piaget’s Stages of Cognitive Development. Youth at this age can use multiple dimensions of a problem or situation to reason about the world when the situation is made concrete.

The NFEC designed the 3rd to 5th grade material to counteract influences of the thousands of advertisements to which children are exposed daily. The material also aligns with Common Core guidelines. This is a vital age at which children can develop positive money management habits and establish core financial knowledge that builds the foundation for future financial education lessons.

kids personal finance curriculum package

The NFEC’s curriculum package for 3rd – to 5th graders includes:

  • 58 classroom hours across 69 lessons
  • Parent involvement letters and family activities
  • Over 70 engaging activities and educational games
  • Outside-of-class study material
  • Testing, surveys, and long-term assessments
  • Instructors resources – Teachers guide, PPT, Multimedia tools
  • Print on Demand Center with 100 Student Guide reprints

3rd - 5th Grade Financial Capability Curriculum & Activities Package

$247
  • Instructor’s Guide, Presentation, and Instructor Resources
  • 100 Student Guide Reprint License & Print on Demand Center
  • Promotions & Workshop Marketing Package
  • Graduation Certificates and Student Recognition Awards
  • Integrated Testing, Surveys & Measurement Tools

Read Terms & Conditions

You are authorized to print student guides through the NFECs print on demand center and any student guide reprint not used in a year will roll over to future years. The reprint license is renewed annually and you may request additional student guide copies at any time by notifying the NFEC. No copies can be made of the instructors guide. Each instructor delivering the material must register with the NFEC.

6th – 8th Grade Financial Literacy Curriculum & Activities Package

Middle school financial literacy curriculum

Long-term Assessments

Outside-of-Class Study Materials

Print on Demand Center

0 Hours
53 Classroom Hours
0 Lessons
57 Modular Lessons
0 Activities
Over 65 Student Activities
0 Reprints
Student Guide Reprint License

The NFEC middle school curriculum was developed for youth in the ‘abstract thought’ phase according to Piaget’s Stages of Cognitive Development. At around age 11 children begin to reason beyond concrete examples and can start applying hypothetical, philosophical, and scientific principles to learning about the world.

These are formidable development years where financial habits continue to develop. The NFEC’s middle school financial literacy curriculum aligns with Common Core guidelines while providing the fundamental lessons to help students make positive financial decisions.

middle school financial education curriculum packageThe middle school curriculum package includes:

  • 53 classroom hours across 57 lessons
  • Over 65 engaging activities and educational games
  • Outside-of-class study material
  • Testing, surveys, and long-term assessments
  • Instructors resources – Teachers guide, PPT, Multimedia tools
  • Print on Demand Center with 100 Student Guide reprints

6th - 8th Grade Financial Capability Curriculum & Activities Package

$247
  • Instructor’s Guide, Presentation, and Instructor Resources
  • 100 Student Guide Reprint License & Print on Demand Center
  • Promotions & Workshop Marketing Package
  • Graduation Certificates and Student Recognition Awards
  • Integrated Testing, Surveys & Measurement Tools

Read Terms & Conditions

You are authorized to print student guides through the NFECs print on demand center and any student guide reprint not used in a year will roll over to future years. The reprint license is renewed annually and you may request additional student guide copies at any time by notifying the NFEC. No copies can be made of the instructors guide. Each instructor delivering the material must register with the NFEC.

High School Financial Literacy Curriculum Package & Bonus: RMX Project-based Learning Course

High school financial literacy curriculum workshop

Over 10 Specialty Workshops

Long-Term Assessment

Print on Demand Center

0 Hours
67 Classroom Hours
0 Lessons
73 Modular Lessons
0 Activities
Over 90 Student Activities
0 Reprints
Student Guide Reprint License

The instructor-led program delivers the fundamental knowledge they need to successfully live on their own: how to purchase a car, rent a place, college loans, credit, debt, budgeting and other core basic topics. It also includes advanced retirement planning topics: students compare investment options, assess their personal risk tolerance, and create a long-term personal financial plan.

High school financial literacy workshop and curriculum package

  • 67 classroom hours across 73 lessons
  • Over 10 specialty workshops are also included: Living on Your Own, Paying for College, Car Buying Workshop, Career Planning, Investing 101, Entrepreneurship Workshop, Building Your Financial Foundation and more.
  • Over 90 engaging activities and educational games
  • Outside-of-class study material
  • Testing, surveys, and long-term assessments
  • Instructors resources – Teachers guide, PPT, Multimedia tools
  • Print on Demand Center with 100 Student Guide reprints

financial education lesson plans and curriculum package

Real Money Experience: Project-based Learning Package

12 Hours of Student-led Activities

Hands on Experiential Learning

Print on Demand Center

Developed with Penn State Erie Center for Consumer and Financial Outreach, the Real Money Experience Project-based Learning Package is designed to be student-led where the instructor acts as a facilitator, helping students through the various real world activities. By the time students complete this course they will have a full financial game plan to successfully move out on their own. They have research places to rent, select insurance that fits their needs, establish accounts, reviewed their credit, decided on an educational budget and have a clear plan to being an independent adult.

  • 12 hour student-led program in which participants develop a
    personal financial plan for living on their ownProject based learning financial education program Real Money Experience
  • Over 17 real-world activities
  • Hands on experiential learning
  • Project-based testing, surveys and long-term assessments
  • Multimedia tools
  • Print on Demand Center with 100 Student Guide reprints

Now included with the High School Curriculum Package

197-Crossthrough

High School Financial Literacy Curriculum Package & Bonus: RMX Project-based Learning Course

$297
  • Instructor’s Guide, Presentation, and Instructor Resources
  • 100 Student Guide Reprint License & Print on Demand Center
  • Promotions & Workshop Marketing Package
  • Graduation Certificates and Student Recognition Awards
  • Integrated Testing, Surveys & Measurement Tools

Read Terms & Conditions

You are authorized to print student guides through the NFECs print on demand center and any student guide reprint not used in a year will roll over to future years. The reprint license is renewed annually and you may request additional student guide copies at any time by notifying the NFEC. No copies can be made of the instructors guide. Each instructor delivering the material must register with the NFEC.

College-level Financial Literacy Curriculum & Presentation Package

College personal finance program

Over 10 Specialty Workshops

Long-Term Assessment

Print on Demand Center

0 Hours
69 Classroom Hours
0 Lessons
77 Modular Lessons
0 Activities
Over 98 Student Activities
0 Reprints
Student Guide Reprint License

The College-level Financial Literacy Curriculum & Presentation Package was designed for colleges and other organizations that seek to host workshops on core financial education topics, including budgeting, student loans, credit, savings, and investment basics. Practical activities, multimedia videos, testing, and practical student guides help students pick up fundamental core lessons.

College student financial literacy curriculum

  • Over 10 different pre-packaged presentations included: Living on Your Own, Paying for College, Car Buying Workshop, Career Planning, Investing 101, Building Your Financial Foundation, and more.
  • Over 69 classroom hours across 77 lessons
  • 98 engaging activities and educational games
  • Outside-of-class study material
  • Testing, surveys, and long-term assessments
  • Instructors resources – Teachers guide, PPT, Multimedia tools
  • Print on Demand Center with 100 Student Guide reprints

College Level Financial Capability Curriculum & Presentation Package

$495
  • Instructor’s Guide, Presentation, and Instructor Resources
  • 100 Student Guide Reprint License & Print on Demand Center
  • Promotions & Workshop Marketing Package
  • Graduation Certificates and Student Recognition Awards
  • Integrated Testing, Surveys & Measurement Tools

Read Terms & Conditions

You are authorized to print student guides through the NFECs print on demand center and any student guide reprint not used in a year will roll over to future years. The reprint license is renewed annually and you may request additional student guide copies at any time by notifying the NFEC. No copies can be made of the instructors guide. Each instructor delivering the material must register with the NFEC.

For-Credit College Course

The College Level Course package provides access to more than 50 hours of material presented in modular format; the coursework also includes a separate workshop package. The coursework can fit any schedule and is great for on-campus events and workshops. The College Level package also can be used as a 1 to 3 unit course – providing a turnkey class that can be delivered in-person or online and is ADA compliant. There are several options, including:

  • 1 Unit Course – 20 classroom hours with 40 to 80 outside-of-class hours.
  • 2 Unit Course – 40 classroom hours with 80 to 120 outside-of-class hours.
  • 3 Unit Course – 60 classroom hours with 120 to 160 outside-of-class hours.

$1990 – $2990

Contact Us

college personal finance programFull Service Solutions

The NFEC gives you access to more than 80 financial literacy assets and an expert team with a positive record of successful campus-wide financial education campaigns. Program launch events, mobile learning apps, celebrity guest speakers, interactive games, and more are available to bring to your campus. Targeted branding, marketing, and program designs help the NFEC create engaging programs that move students to take action toward enhancing their financial futures. The result: college money management programs that make a positive, lasting difference in students’ lives.

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Review The Federal Reserves Case Study on NFEC’s College Financial Literacy Programming

Adult Financial Literacy Packages

Adult financial literacy curriculum taught by nonprofit volunteers

10 Specialty Workshops

Workplace Presentation

Print on Demand Center

0 Hours
74 Classroom Hours
0 Lessons
73 Modular Lessons
0 Activities
98 Student Activities
0 Reprints
Student Guide Reprint License

Financial Foundations Coursework

The NFECs’ Building Your Financial Foundation financial literacy for adults program is designed to help people build a solid financial foundation and/or recover from current financial circumstances. This coursework covers the basic personal finance lessons that can help them improve their financial situation, including lessons on: budgeting, savings, credit, paying off debt, planning major purchases, investment basics and personal financial planning.

adult financial literacy curriculum package

  • Includes 10 specialty workshops: Building Your Nest Egg, Debt Elimination Workshop, Building Your Credit Rating, Loan Qualification Workshop, Investment Basics, Budgeting 101, Building Your Financial Foundation Workshop and more.
  • Over 98 engaging activities and educational games
  • Outside-of-class study material
  • Testing, surveys, and long-term assessments
  • Instructors resources – Teachers guide, PPT, Multimedia tools

Road to Retirement Coursework

The NFEC’s Road to Retirement Presentation is designed to help people plan toward reaching a state of financial security. This program provides people the knowledge needed to effectively plan for their future. The objective is to help participants achieve a state of lasting financial security.

The Road to Retirement course often is taught by financial professionals (financial advisors, insurance representatives, real estate professionals, etc.) and people who have a passion for teaching personal finance. The coursework is commonly delivered by through workplaces, nonprofits, and religious organizations that have a desire to improve the financial capabilities of those they serve.

financial capability curriculum taught to adults

  • Includes 11 specialty workshops including: Road to Retirement Workshop, Road to Retirement Lunch & Learn, Investment Planning Workshop, Investment Planning Lunch & Learn, Insurance Workshop, Financial Foundation Workshop and more.
  • 74 presentation hours across 73 lessons
  • Over 40 engaging activities and educational games
  • Outside-of-class study material
  • Testing, surveys, and long-term assessments
  • Includes all Financial Foundation Coursework and 10 Bonus workshops
  • Includes Workplace Presentation Package
  • Instructors resources – Teachers guide, PPT, Multimedia tools
  • Print on Demand Center with 100 Student Guide reprints

Get the Financial Foundation & Road to Retirement Courses Together for One Low Investment

Adult Financial Foundation & Road to Retirement Curriculum Package
(non-profit organization rate)

$397
  • Instructor’s Guide, Presentation, and Instructor Resources
  • 100 Student Guide Reprint License & Print on Demand Center
  • Promotions & Workshop Marketing Package
  • Graduation Certificates and Student Recognition Awards
  • Integrated Testing, Surveys & Measurement Tools

Adult Financial Foundation & Road to Retirement Curriculum Package
(for-profit organization rate)

$595
  • Instructor’s Guide, Presentation, and Instructor Resources
  • 100 Student Guide Reprint License & Print on Demand Center
  • Promotions & Workshop Marketing Package
  • Graduation Certificates and Student Recognition Awards
  • Integrated Testing, Surveys & Measurement Tools

Read Terms & Conditions

You are authorized to print student guides through the NFECs print on demand center and any student guide reprint not used in a year will roll over to future years. The reprint license is renewed annually and you may request additional student guide copies at any time by notifying the NFEC. No copies can be made of the instructors guide. Each instructor delivering the material must register with the NFEC.

Recent Article Postings

Tips to Choosing the ‘Right’ Financial Literacy Curriculum

Today’s youth see what’s going on in the economy and do not want to repeat the mistakes of the baby boom generation. Many are personally experiencing the stress that financial issues bring in their home and the messages delivered by the media.

A growing number of people are ready to learn about money, and it’s up to community leaders to ensure they have access to quality financial literacy curriculum. By providing today’s youth practical financial training we can help them avoid debt issues, poor spending habits and help them recognize decisions that align with their lifestyle goals.

This generation stands to benefit from money management training. They are starting off with no financial issues and with the right financial literacy curriculum they have nowhere to go but up. Many schools have recognized this and are committed to sharing personal financial skills with their students either through workshops, classes, camps and/or with the help of financial literacy software to reduce faculty cost and maximize in class time.

One of the first things you want to check when reviewing personal finance curriculum is who actually designed it. A lot of the current lesson plans available on the market have been created by people who have minimal personal finance experience. Make sure that the lesson plans you decide to use have been designed by professionals who understand both the theory and practical application of good money management skills.

Locate motivational curriculum that gets students excited. When taught improperly or when using poor financial education lesson plans, it can also be quite boring and lose interest when it’s confusing. Finding life skill curriculum that’s friendly and accessible and easy-to-understand will directly impact your post test results. It is also suggested that all educators take a financial literacy certification course prior to presenting the curriculum.

Modular delivery of financial education lesson plans help participants build on new skill sets that can take them to the next level learning. Help your students stay engaged by challenging them with coursework that offers a modular learning platform so you know exactly what lessons to share as student’s progress.

In designing the curriculum for the YES Movie which featured leaders in the field of business, it was noted that the people who ‘win’ with money are the ones who make financial decisions based on logic rather than emotions. It is well known that most people make their decisions because of emotional responses, not logic. That is why it is critical that the financial literacy curriculum you choose covers the psychology of money.

It is important for participants to understand key theories in their financial literacy training, it is equally critical to select lesson plans that focus on the real world issues your students may experience while also including a theory based education. Financial literacy curriculum that strikes this balance better engages the students and helps them retain what is taught.

Students realize that paycheck to paycheck living is stressful and many of their parents are going through this situation now. Teach your students how they can avoid this situation by developing these basic skills and administering a financial literacy test to ensure they are picking up the lessons.

Right now is the time to start sharing practical financial education curriculum with the youth you serve. The lesson plans should be rigorous, relate to student situations and be ‘real’ so students internalize the message. By sharing this material it can help instill good money habits that can last a lifetime.

Even if your state does not require money management courses, take it upon yourself to raise awareness and educate your students, children and youth you meet. Just one simple lesson can save them from many years of struggle trying to remedy the situation.

Schools that wish to start teaching financial literacy are invited to join our awards program. Schools that purchase the NFEC financial literacy lesson plans are automatically entered into our awards program.

Financial Literacy Curriculum Learning Outcome & Standard Reasoning

Teaching financial literacy requires different methods and goals at each age level. This brief overview breaks downs the learning outcome reasoning the NFEC’s curriculum team uses through the development process.

The Framework & Standards for 3- to 7-year-olds were developed for children in the Preoperational phase of development according to Piaget’s Theory of Cognitive Development. During this phase children begin to use and understand language; they tend to experience the world from a selfish perspective where they only understand one feature of a situation or object.

The personal finance for kids big ideas & content standards for this age group are broken down by topic, subtopic, and skill level. ‘Beginner’ level is best-suited for PK to K, ‘Intermediate’ level for K to 1st grade, and ‘Advanced’ for 1st to 2nd graders. This design gives the instructor flexibility to assess and push participants to encourage higher levels of achievement.

The Framework & Standards for 7- to 11-year-olds were developed for children in the Concrete Operational phase of development according to Piaget’s Theory of Cognitive Development. During this phase children can use multiple dimensions of a problem or situation to reason about the world, as long as the situation is made concrete.

The big ideas and content standards for this age group are broken down by topic, subtopic, and skill level. ‘Beginner’ level is best-suited for 2nd to 3rd grade, ‘Intermediate’ level for 3rd to 4th grade, and ‘Advanced’ for 4th to 5th graders. This design gives the instructor flexibility to assess and push participants to encourage higher levels of achievement.

The Framework & Standards for 11- to 13-year-olds were developed for children in the Abstract Thought phase of development according to Piaget’s Theory of Cognitive Development. At this phase children begin to reason beyond concrete examples and begin to apply hypothetical, philosophical, and scientific principles to learning about the world.

The big ideas and content standards for this age group are broken down by topic, subtopic, and skill level. ‘Beginner’ level is best-suited for 5th to 6th grade, ‘Intermediate’ level for 6th to 7th grade, and ‘Advanced’ for 7th to 8th graders. This design gives the instructor flexibility to assess and push participants to encourage higher levels of achievement.

The NFEC asserts that high school students can and should learn advanced personal financial planning topics. Starting in high school, most students possess the cognitive abilities (according to Piaget’s Theory of Cognitive Development) and math skills needed for the majority of the financial literacy lessons. The learning outcomes for high school students and adults of all ages are the same and are broken down into beginner, intermediate, and advanced lessons.

The financial literacy curriculum for high school students blends project based learning techniques, blended learning options and interactive activities. The college student financial literacy curriculum leverages similar methods.

The adult financial literacy materials had to be expanded to include financial recovery lessons. Credit repair, paying off debt and recovering from a job layoff are all lessons that have been added to the adult curriculum.

It is important to note that, although the subject matter taught to teens and adults is similar, the NFEC’s Framework for Teaching Personal Finance highlights the importance of understanding the audience and modifying how lessons are taught to maximize their appeal to the targeted ages. The Framework also addresses the importance of providing a timely financial education – for example, reaching participants when they are considering specific financial decisions.

Financial Literacy Curriculum Today

by Traci Allan

Recent financial literacy statistics show that economic issues are affecting people globally, (foreclosures, debt, economic insecurity, etc.) it would have been easier to avoid if they would have received financial literacy lesson plans and training at a young age.

If we started teaching practical personal finance lesson plans in High Schools and in colleges while the children are in a learning environment they will tend to learn more from the curriculum. You can start sharing simple, yet impactful, money lessons at home with your children at a young age. This will help them be more financially responsible in the way they deal with everyday finances as well as long-term expenses. Instilling proper spending habits in your child is a very important part of preparing them for financial independence.

Many schools have started offering a financial education curriculum to their students to prepare them for college or going out into the working world and living on their own. These classes that have financial literacy lesson plans are usually given only in economics classes.

With the budget and economic problems today it is important that we provide youth with the knowledge they need to make it in the real world. Teaching personal finance can cause a change that will last a lifetime. How do you choose a financial literacy curriculum that students will actually enjoy studying and execute later? A lot of questions will be answered in this article.

Control groups have shown that when students receive below standard financial literacy lesson plans they report being uninterested, turned-off and lack the desire to learn more about money matters. The majority of teachers have good intentions when they begin teaching the financial education curriculum but unfortunately for some of the students it has the opposite effect due to the financial literacy lesson plans not being very exciting or just plain boring.

Do your best to ensure that the personal finance lesson taught will make a lasting difference in student’s lives. Choose a course outline that will keep the students engaged and motivated to learn more. Below are numerous tips to choose effective financial literacy lesson plans that will help your students gain the knowledge needed to be successful.

Review the background of the curriculum writers and designers since often time the standards are written by people that lack real world money and business experience. Make sure the financial education lesson plans you choose have been put together by a group of people who have experience in the money management field as well as the education field. Look for a program that is developed by a team of successful entrepreneurs and teachers who have a record of program development experience. Finding curriculum that combines top teachers with business leaders will put you in a good starting position to find the best financial literacy lesson plans.

The National Financial Educators Council (NFEC) has reviewed hundreds of financial literacy lesson plans and talked to thousands of high school and college students who have been less than enthusiastic about ‘learning about money’ because they found that many of the financial literacy lesson plans on the market are boring and hard to understand. A well designed financial workshop can be a gratifying and pleasurable experience. A good test is to review the curriculum late at night and see if it passes the snooze test. If you fall asleep you can likely bet your students will as well.

Choosing a financial literacy curriculum that will make up the foundation of their education and that each subsequent lesson builds on the prior one will be most effective. This could also help your organization raise funds through financial literacy grants and financial literacy funding options.

Financial literacy lesson plans should include the psychology of money. Any successful person out there can tell you that the being able to recognize and understand the emotions involved with investing serves as a foundation for our financial decisions. It is also well documented that the average person makes most of their financial decisions because of emotional responses, not logic. That is why it is critical that the financial literacy curriculum you choose covers the emotional game of money.

The ultimate goal of life skills training is to help students reach the level of success they want. Implementing financial literacy curriculum that focuses on providing practical money lessons will not only keep students interested but will also put them on track to live the lifestyle they want for themselves.

Locate personal finance lesson plans that focus on practical financial matters your students will use in the real world before getting into advanced theories. Curriculum that walks students step-by-step through basic account structure and includes activities that helps to build their money foundation is probably your best bet. Since a large majority of Americans do not have any type of savings or checking account these financial literacy lesson plans will serves as the base of their education and will be a good starting point before learning the intricacies of the increasing complexity of the financial world.

By the time a student graduates high school many they have sat through thousands of classes with a limited amount of time spent on financial literacy lesson plans. That is why you need life skills training that will stand out from all the other thousands of classes they have taken. NFEC’s financial literacy curriculum engages the students with activities, multi-media displays, celebrities, movement, props and other tools to help our students pick up money skills so they benefit from this knowledge throughout their life.

In order to make the best use of your time get a curriculum designed to get students excited to learn about money. Practical financial literacy lesson plans can give your students a confidence that will have long-term positive benefits and affect many areas of their lives.

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