Blog Dedicated to the Financial Empowerment of You, Your Family and Our Community.

Addressing Financial Literacy Gender Gap

Addressing the Financial Literacy Gender Gap
According to new research from George Washington University, women around the globe lag behind men in financial literacy. One of the key challenges facing financial literacy organizations and educators today is “bridging the gaps” – gaps found along gender, educational, and generational lines.
As a result of these disparities, certain demographic groups lack access to high-quality […]

Backbone of Retirement Funding

Investment Forms the Backbone of Retirement Funding
In the years since bank deregulation in the late 1980s, we have witnessed the bursting of the dot-com bubble, the Great Recession, and huge bank bailouts. All these combined factors have contributed to the fact that banks no longer pay enough interest on savings deposits to result in meaningful gains. That means Americans can’t […]

Teach College Kids Essential Money Lessons

Avoid the Boomerang Effect: Teach College Kids Essential Money Lessons
Today’s news is chock full of stories about the so-called “boomerang generation” – those college graduates who move back in with their parents post-matriculation. While a college degree is more important than ever to a professional career, funding higher education has become a tougher and tougher proposition. Most college-bound kids find […]

No Retirement Plan? There’s Still Hope.

No Retirement Plan? There’s Still Hope – Even for Current Seniors
You’ve heard the verdict: if you wait until you’re over 60 to start planning for retirement, you’re in serious trouble. Financial experts agree that retirement strategies should start during one’s twenties. But that doesn’t mean there’s no hope for seniors who lack a plan, or that middle-aged individuals can’t take […]

Teaching Kids About Budgeting & Compound Interest

Industry Experts Cite Teaching Budgeting, Compound Interest as Key Financial Education Topics for American Young Adults
As our country gradually recovers from the Great Recession, the overwhelming need for Americans to increase their financial competencies has risen to the forefront of public discourse. But what are the money lessons people most need to learn? We asked financial experts for their opinions […]

Coping with College Debt

Coping with College Debt
If you’re like me, you owe a mortgage in student loan debt! Don’t despair – you didn’t do anything wrong. For generations, we’ve been taught that if you go to college and work hard, you will achieve the American Dream. Naturally, ambition and self-motivation are two necessary variables in that equation but nonetheless, we’ve all been taught […]

Financial Tips for College Students

Warning: College Students How to Avoid Becoming a Financial Statistic
Did you know that the amount of student loan debt carried by college students today is steadily approaching the $30,000 mark? Based on data obtained from The Project On Student Debt (2014), seven in ten seniors (69%) who graduated from public and nonprofit colleges in 2013 had student loan debt with […]

Financial Communication Game

Activity: Financial Communication Game
Here’s a quick activity you can do to open up the lines of communication about money. Play the Financial Communication Game with your spouse or a loved one – anyone who may have an impact on your personal financial situation. Follow these guidelines:

Before starting the game, make sure you’re currently on good terms and are both open […]

Developing a Financial Literacy Program

Developing a Financial Literacy Program
Financial problems cause major problems at the community, national, and global levels. To address these issues, an increasing number of organizations have begun to develop and/or expand their own financial education programming.
Many of these organizations face the same dilemma: “Should we develop our own financial literacy curriculum, piece together material we find online, or purchase curriculum […]

Money Talks with Parents

Money Talks with Parents
Do your parents and loved ones have a plan to take care of their own retirement?  If not here are some questions that will help you open the lines of communication with your parents about money.

Will you be taking care of them?
Do your parents or loved ones have health care coverage?
Do your parents or loved ones have […]

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